Dual Currency Investments

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Our currency-linked investment lets you earn potentially higher returns, based on your outlook of the movements between two major currencies of your choice.

At A Glance

UOB Dual Currency Investment(DCI) offers you:

  • Potentially higher yield than normal fixed deposits
  • Freedom to choose your currency pair from a wide range of foreign currencies:
    Australian Dollar, Euro, British Pound, Japanese Yen, New Zealand Dollar, Singapore Dollar, US Dollar.

UOB DCI is your choice of investment if:

  • You are indifferent to holding two or more currencies, or
  • You wish to hold on to a particular currency that is weakening.  You want to earn a much higher interest and a good chance of receiving your money back in the same currency, or
  • You foresee the exchange rates of the two currencies you have invested to be stable and want to earn a higher interest.

Illustration

  • Yields that are potentially higher than normal fixed deposits
  • An opportunity to capitalise on foreign exchange movements
  • Freedom to choose your currency pairs from a wide range of foreign currencies:
    Australian Dollar, Euro, British Pound, Japanese Yen, New Zealand Dollar, Singapore Dollar, US Dollar.
Step 1 Place your principal in a base currency of your choice. Choose from a wide range of foreign currencies: Australian Dollar, Euro, British Pound, Japanese Yen, New Zealand Dollar, Singapore Dollar, US Dollar. USD 100,000
Step 2 Choose the second currency as your alternate currency. Australian Dollar
Step 3 Decide the tenure of your investment. The minimum tenure is 2 weeks. 1 month (30 days)
Step 4 Select the preferred exchange rate between the Base Currency and Alternate Currency at a pre-determined exchange rate. 0.7280 (i.e. AUD 1 is worth USD0.7280)
Step 5 Accept the Enhanced Yield# for this investment. 12% p.a.

* The above illustration is for information only, and does not constitute any recommendation that you enter into any transaction described or any similar transaction. Neither does it constitute any prediction of likely or future movements in currency exchange rates or any representation that any such future movements will not exceed those shown in the illustration.

# The Enhanced Yield, which is also the effective yield, is indicative and is used only for illustration purposes and thus subjected to changes.

Apply Now

  • Call our Global Markets Sales dealers at 603-2691 0376 during office hours
  • After office hours, Contact our 24-hour UOB Call Centre Service at:
    Kuala Lumpur +6 03-26128 121
    Penang +6 04-2401 121
    Johor Bahru +6 07-2881 121
    Kuching +6 082-287 121
    Kota Kinabalu +6 088-477 121
  • Email us

 

More Information

By investing in DCI, you are giving UOB the right to repay at a future date in an alternate currency that is different from the currency in which your initial investment was made, regardless of whether you wish to be repaid in this currency at that time.

DCI investments are subject to foreign exchange fluctuations which may affect the return of your investment.

Exchange controls may also be applicable to the currencies your investment is linked to.

You may incur a loss on your principal sum in comparison with the amount initially invested.

In the worst case scenario, a substantial decline in the alternate currency relative to the base currency could result in a total loss of the original investment amount and yield.

You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to invest in DCI.

In the event that you choose not to seek advice from a licensed or exempt financial adviser, you should carefully consider whether DCI is suitable for you in the light of your objectives, needs and financial situation.

WARNING
THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET / REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION.

Not insured by Perbadanan Insurans Deposit Malaysia (PIDM)

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