Ideal Home Protection Plan
Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience a peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.
Benefits
- Furniture
- Household goods
- Electrical appliances
- Kitchen equipment
- Clothing
- Personal effects and valuables
| Comprehensive cover for 100% of Sum Insured (SI) |
| Fire, lightning, subterranean fire |
| Flood* |
| Explosion (including explosion from domestic gas tank) |
| Water damage due to bursting or overflowing of domestic water pipe / tanks (Excess RM50.00) |
| Aircraft and other aerial devices and/or articles dropped therefrom |
| Impact damage caused by road vehicle |
| Riot, strike and malicious damage |
| Hurricane, cyclone, typhoon and windstorm * |
| Earthquake and volcanic eruption * |
| Subsidence and landslide ** |
| Theft by forcible entry (Excess : 1% of SI or RM250, whichever lesser) |
| Domestic (stay-in) maid's clothing and personal belongings (except cash, currency notes, bank notes and stamps) |
** Excess : 5% of SI or RM25,000, whichever is lesser
| ADDITIONAL COVERAGE | Sum Insured |
| Damage to lock and key replacement | Up to RM500 |
| Cash - due to theft by forcible entry |
Up to RM2,000 |
| Contents temporarily outside home - contents temporarily removed but still remaining in the geographical area |
Up to 15% of SI |
| Accidental breakage of plate glass (other than hand mirrors) |
Up to RM500 per piece any one accident |
| Fatal Injury - fatal injury to insured in the private dwelling occasioned by outward and visible violence caused by thieves or fire |
RM10,000 or half of SI (whichever lesser) |
| Rental losses | Up to 10% of SI |
| Public liability - liability of the insured to the public as an owner of the private dwelling in respect of bodily injury |
Up to RM50,000 |
| Plan Type | Sum Insured (SI) | Gross Premium | Premium Payable(incl. Stamp duty RM10) |
| Plan 1 | RM 30,000 | RM 146.70 | RM156.70 |
| Plan 2 | RM 50,000 | RM 244.50 | RM 254.60 |
| Plan 3 | RM 70,000 | RM 342.30 | RM352.30 |
| Plan 4 | RM __________ (RM 70,000 - 500,000) |
RM __________ (SI x 0.489%) |
RM __________ (SI x 0.489%) + RM10 |
Enrolment
- Complete the application form by:
- Downloading Ideal Home Protection Plan Form
- Or obtaining form at any of our branches.
Submit it with your payment at any of our branches. You may also pay via UOB Visa or MasterCard to enjoy more UNIRinggit rewards.
You may also refer to our branches for attractive promotions (while stocks last).
Disclaimer
This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Uni.Asia General Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.
More Information
- Contact our 24-hour UOB Call Centre at:
Kuala Lumpur+6 03-26128 121 Penang+6 04-2401 121 Johor Bahru+6 07-2881 121 Kuching+6 082-287 121 Kota Kinabalu+6 088-477 121 - Email Us
