Bijak Malaysia is a whole life insurance plan designed to provide comprehensive coverage for Death and Total Permanent Disability (TPD) at affordable premium payment (till age 55).
- Whole Life superior coverage
- Affordable premiums, as low as RM100.00 per month
- Extra coverage during productive / working years
- Guaranteed Triennial Cash Payment for life @ 5% of Sum Assured till age 88
- Guaranteed maturity Benefit (Full Sum Assured is payable)
- Pre-Packaged, easy enrollment & Hassle Free
- Strongly backed by the industry as it is initiated by National Insurance Association of Malaysia ( NIAM )
|% of Sum Assured||Death Benefit||Total & Permanent Disability(TPD) Benefits* ( up to age 65 )|
|Natural Causes ( % )||Accidental Causes ( % )||Natural Causes ( % )||Accidental Causes ( % )|
|First 2 policy years||25**||400||25**||200|
|Policy year 3 up to age 55 years||200||400||200||200|
|From age 55 years to 65 years||100||200||100||100|
|Thereafter up to age 88 years||100||100||100||100|
|Triennial Cash Payment||5% of Sum Assured paid out every 3 years up to the maturity of policy|
|Maturity Benefit||100% of Sum Assured benefit is payout at age 88|
|*Coverage for TPD ceases at age 65
|**Lien is applicable only for deaths and TPD due to natural causes during the initial 2 years of the policy inception.|
- Entry Age : Minimum is 30 days, Maximum is 50 years old (female) and 53 years old (male)
- Cover Term: Up to 88 years old.
- Visit any UOBM Branch nearest to you
This is for your general information only. You are advised to visit any of our branches and/or ask for a copy of our policy for the detailed terms, conditions and exclusions of coverage.
Traditional Life Policy
Buying life insurance policy is a long-term financial commitment. You must choose the type of policy that best suits your personal circumstances. You should read and understand the insurance policy and discuss with our bank representative or contact the insurance company directly for more information.
- Contact our 24-hour UOB Call Centre at:
Kuala Lumpur +6 03-26128 121 Penang +6 04-2401 121 Johor Bahru +6 07-2881 121 Kuching +6 082-287 121 Kota Kinabalu +6 088-477 121
- Email Us