UOB Personal Internet Banking

  • UOB Personal Internet Banking

    Login to enjoy an enhanced banking experience and new online features today.

Application

To apply for Personal Internet Banking (PIB), you must be:

  • 18 years old and above
  • An individual or joint account holder (with signatory condition of anyone to sign)
  • Have a registered mobile number to receive SMS-OTP (One Time Password sent via Short Messaging System)

 If you have not registered your mobile number with us, please complete this form and return to us via mail.

 There are 3 simple ways that you can choose to apply for Personal Internet Banking.

Online Application

Visit your nearest UOB branch or ATM to register for UOB Online Banking.

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Branch

Speak to any of our Customer Service Officers at any of our Branches and they will assist you to apply for PIB.

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ATM

Stop by our ATM with either a Debit or Credit Card to apply PIB.

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Click here to view a 3-part guide on how you can set up your online banking access for UOB TMRW and Personal Internet Banking, using temporary username and password.

If this is your first time applying for PIB, we will provide you with a Temporary Username from the ATM which you will use to create your Username during your first time login.

Terms and Conditions Governing Personal Internet Banking and Mobile Services: EngBM

Features & Services

UOB Fund Transfer

UOB Fund Transfer

Transfer funds securely and instantly between UOB accounts, be it between your own accounts or to another person's UOB Accounts.  

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IBG Funds Transfer

IBG Funds Transfer

Transfer funds between your UOB accounts to account(s) in another participating bank within the PayNet network.  

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DuitNow (Pay-to-Account-Number)

DuitNow (Pay-to-Account-Number)

Instantly transfer funds between your UOB accounts to an account in another participating bank within the PayNet network.

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Move funds between your Current / Savings Account or credit funds from your Foreign Currency Account to your Savings/Current Account online without the need to go to the branch.


In case of emergencies, you can also request to transfer funds from your UOB Credit Card to your UOB Current and/or Savings Account as a Cash Advance.

 

 

IBG Fund Transfer allows you to transfer funds:

  • From your UOB Savings and/or Current account to accounts in a participating bank
  • To credit cards, loans and hire purchase accounts in other participating banks.

 

Enjoy zero transaction fee for IBG fund transfers. Click here to find out more.

 

Fund Availability for IBG

 

Payment Initiated by Customers *Funds Received by Beneficiaries *Refund for Unsuccessful Transactions
Business Days
(Mon - Fri)
Before 5.00 am Same Business Day By 11.00 am By 5.00 pm
5.01 am - 8.00 am By 2.00 pm By 8.20 pm
8.01 am - 11.00 am By 5.00 pm By 11.00 pm
11.01 am - 2.00 pm By 8.20 pm By 11.00 am, next business day
2.01 pm - 5.00 pm By 11.00 pm By 11.00 am, next business day
After 5.00 pm Next Business Days By 11.00 am By 5.00 pm
Non Business Days
(Sat, Sun & Federal Territory Public Holidays)
Next Business Days By 11.00 am By 5.00 pm

 

 

Participating Banks

 

Bank Transfer To Account Length
Affin Bank Berhad Savings & Current 12 digits
Loan & Hire Purchase 12 digits
Credit Card 16 digits
Al-Rajhi Banking & Investment Corporation (Malaysia) Berhad Savings & Current 15 digits
Charge Card 16 digits
Alliance Bank Malaysia Berhad Savings & Current 15 digits
Loans & Hire Purchase 15 digits
Credit Card 16 digits
AmBank / AmFinance Berhad Savings & Current 13 digits
Loans & Hire Purchase 14 digits
Credit Card (MBF & Ambank) 16 digits
Bangkok Bank Berhad Savings & Current 13 digits
Bank Simpanan Nasional Savings 16 digits
Loans & Hire Purchase 15 digits
Credit Card 16 digits
Bank Islam Malaysia Berhad Savings & Current 14 digits
Loans & Hire Purchase 14 digits
Credit Card 16 digits
Bank Rakyat Savings 12 digits
Loans (Except : Ar Rahnu, Az Zahab & Hire Purchase) 12 digits
Master Credit Card 16 digits
Bank Muamalat Malaysia Berhad Savings & Current 14 digits
Loan & Hire Purchase 14 & 17 digits
Bank Of America Savings & Current 5 - 17 digits
Bank Of China Savings & Current 13 - 15 digits
Bank Pertanian Malaysia Berhad (AGROBANK) Savings Account 16 digits
Loan Account 17 digits
BNP- Paribas (Malaysia) Current - Corporate 6 - 16 digits
Loan Account 16 digits
CIMB Bank Berhad Savings & Current 10 & 14 digits
Credit Card 16 digits
Loan/Financing Account 10, 14 & 17 digits
Hire Purchase Facilities 10, 14 & 17 digits
Citibank Savings 10 digits
Current - Corporate 9 - 16 digits
Current - Personal 10 digits
Loans 10 - 14 digits
Credit Card 15 / 16 digits
Deutsche Bank (Malaysia) Berhad Savings & Current 10 - 14 digits
Loans 10 - 14 digits
Hong Leong Bank Savings & Current 11 / 13 digits
Loans & Hire Purchase 11 / 13 digits
Credit Card (Visa & Master) 16 digits
Credit Card (Amex) 15 digits
HSBC Bank Malaysia Berhad Savings & Current 12 - 15 & 17 digits
Loans 12 digits
Credit Card 16 digits
ICBC- Industrial and Commercial Bank of China (Malaysia) Berhad Savings & Current 19 digits
Loans 19 digits
Credit Card 16 digits
J.P. Morgan Chase Bank Berhad Savings & Current 10 digits
Loan 10 digits
Kuwait Finance House (Malaysia) Berhad Savings & Current 12 digits
Loan & Hire Purchase 12 digits
Credit Card 16 digits
Maybank Berhad Savings & Current 12 digits
Loans & Hire Purchase 12 digits
Visa & MasterCard 16 digits
AMEX Credit Card
(except charge card)
15 digits
MBSB Bank Berhad Savings & Current 16 digits
Loan & Hire Purchase 16 digits
Mizuho Bank (Malaysia) Berhad Current 10 digits
MUFG Bank (Malaysia) Berhad Savings & Current 6 digits
Housing Loans 6 digits
OCBC Bank (Malaysia) Berhad Savings & Current 9 - 17 digits
Loan 15 digits
Credit Card 16 digits
Public Bank / Public Finance Berhad Savings & Current 10 digits
Loans & Hire Purchase
10 (Loan Account No) +
5 (note ID)
15 digits
Credit Card 16 digits
RHB Bank Berhad Savings & Current 14 digits
Credit Card 16 digits
Loans 14 digits
Hire Purchase, IHP & Leasing 12 digits
Standard Chartered Bank Malaysia Berhad Savings 12 digits
Current - Corporate 5 - 17 digits
Current - Personal 12 digits
Loans 8 digits
Credit Card 16 digits
Sumitomo Mitsui Banking Corporation Malaysia Berhad  Current 8 digits

 

 

With DuitNow (Pay-to-Account-Number), you can:

  • Transfer funds from your UOB Savings and/or Current Account to accounts in a participating bank
  • Perform payments into credit card, loan and hire purchase accounts in other participating banks
  • View and confirm your beneficiary’s account number and name before executing the transactions

All funds transferred and payments made are reflected instantly in the beneficiary’s account upon confirmation.

DuitNow (Pay-to-Account-Number) Charges

 

Participating Banks

 

Participating Bank Transfer Type Account No. Length (digits) DuitNow (Pay-to-Account-Number)
Affin Bank Berhad Savings & Current 12
Loan Payment 12
Credit Card Payment 16
Al-Rajhi Banking & Investment Corporation (Malaysia) Berhad Savings & Current 15
Loan Payment 15
Credit Card Payment 16
Alliance Bank Malaysia Berhad Savings & Current 15
Loan Payment 15
Credit Card Payment 16
AmBank / AmFinance Berhad Savings & Current 13
Loan Payment 14
Credit Card Payment 16
Bank Simpanan Nasional Savings & Current 16
Loan Payment 15
Credit Card Payment 16
Bank Islam Malaysia Berhad Savings & Current 14
Loan Payment 14
Credit Card Payment 16
Bank Rakyat Savings & Current 12
Loan Payment 12
Credit Card Payment 16
Bank Muamalat Malaysia Berhad Savings & Current 14
Loan Payment 14 - 17
Credit Card Payment - n/a
Bank Pertanian Malaysia Berhad (AGROBANK) Savings & Current 16
Loan Payment 17
Credit Card Payment - n/a
CIMB Bank Berhad Savings & Current 10 & 14
Loan Payment 10, 14 & 17
Credit Card Payment 16
Citibank Savings & Current 9 - 16
Loan Payment 10 - 14
Credit Card Payment 15 / 16
Hong Leong Bank Savings & Current 11 / 13
Loan Payment 11 / 13
Credit Card Payment 15 / 16
HSBC Bank Malaysia Berhad Savings & Current 12 - 15 & 17
Loan Payment 12 - 14
Credit Card Payment 16
Kuwait Finance House (Malaysia) Berhad Savings & Current 12
Loan Payment 12
Credit Card Payment - n/a
Maybank Berhad Savings & Current 12
Loan Payment 12
Credit Card Payment 15 / 16
OCBC Bank (Malaysia) Berhad Savings & Current 10
Loan Payment 15
Credit Card Payment 16
Public Bank Berhad Savings & Current 10
Loan Payment 15
Credit Card Payment 16
RHB Bank Berhad Savings & Current 14
Loan Payment 12 & 14
Credit Card Payment 16
Standard Chartered Bank Malaysia Berhad Savings & Current 5 - 17
Loan Payment 8
Credit Card Payment 16
Mobile Transfer

Mobile Transfer

Send money instantly with just the recipient’s mobile number. No account number required.

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Overseas Transfer

Overseas Transfer

Need to transfer money overseas? Skip the queue and get it done online.  

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Payments

Payments

Settle your bills fast and hassle free, be it your monthly credit card bills, loans or even your utility bills with our Payment function.

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Whether you find the need to transfer money abroad on a one-off basis or periodically, you can perform it online with our online Telegraphic Transfer (TT).


Your submission will be processed according to the bank’s Telegraphic Transfer time.


Telegraphic Transfer charges.

 

Now you can forget about issuing cheques or even queuing at the branch to pay your bills.


Pay your  UOB Cards bills, UOB Loan monthly installment or any recurring utility bills with just a few clicks.


You can also opt to schedule an immediate, future-dated or recurring bills.

 

eStatement

eStatement

Paperless, convenient and hassle-free bank statements are just few clicks away.

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Smart Click

Smart Click

Always transact to the same beneficiary or payee with the same amount? Save your favourite transaction as ‘Smart Click’ for your future convenience.

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Financial Process Exchange (FPX)

Financial Process Exchange (FPX)

FPX simplifies the way you make online payments. Conveniently transfer funds whenever you make a payment for your online purchases.

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Choose eStatement, an electronic version of your bank statement. Not only it is timely and secure, you can also view, print or save your bank statement online anytime, anywhere.


Upon your login, your accounts statement will be auto-enrolled to eStatement. We will notify you when your statement is ready to be viewed at UOB PIB.


You will start being able to view your eStatements from the next statement date. Save or print your eStatements at your convenience. Your Personal Internet Banking will display up to a maximum of 6 past statements.

 

 

Smart Click function allows you to simplify your favourite transactions to the same beneficiary or payee with the same amount with only a few clicks. Cut short the numbers of clicks and effort required for all your future transactions.

 

 

FPX simplifies the way you make online payments.

  • Real Time

Payment are processed immediately and debited from your banking account on real-time basis. You will get an immediate notification of payment via online receipt or email.

  • Convenient

No additional registration is required. All you need is your UOB Personal Internet Banking login using the same credentials.

  • Reliable & Secure

FPX service is available 24 hours daily. Your financial details are securely encrypted.

  • Cost Savings

No extra cost as most of the FPX participating merchants will absorb the transaction fee. It saves your money by not having to make the trip to the payment outlets.

 

For more information about FPX, please click here.

Simple guide to FPX

How to pay via FPX on an e-commerce website using UOB Current or Savings Account
Step 1
Shop on e-commerce
website
Step 2
Checkout your purchase
Step 3
Select "FPX" option
and continue
Step 4
Select "UOB Bank" option
and complete your payment

 

How to pay with UOB Credit Card / Debit Card on an e-commerce website
Step 1
Shop on e-commerce
website
Step 2
Checkout your purchase
Step 3
Select "Credit/Debit Card"
option and complete
your payment

How to set e-commerce/FPX transaction limit in UOB Personal Internet Banking

Step 1 Step 2 Step 3
Click on your name and select “Transaction Limit” Check your transaction limit for “ecommerce/FPX”

If needed, select a new transaction limit.

JomPAY

JomPAY

Experience the latest online bill payment offered by JomPAY to pay your bills. 

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Investment

Investment

View your unit trust accounts or make an FD placement online. Grow your wealth with us as you enhance your investment portfolio easily.

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Buy and Sell Gold

Buy and Sell Gold

Enjoy the convenience of buying and selling gold online.

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Experience the simplicity of paying bills with JomPAY. JomPAY is a national initiative, supported by Banks, to enable online bill payments across Malaysia. MyClear, a wholly owned subsidiary of Bank Negara Malaysia, operates JomPAY.

 

Your Favourite One-Stop Bill Payment Channels

  • Convenient

Pay bills anytime and anywhere with UOB Personal Internet Banking

  • Quick

Pay your bills quickly and securely

  • Free

Pay your bills through JomPAY today. FREE for customers.

 

Pay Bills The Easy Way.

  • Spot

Look out for the JomPAY logo and Biller Code on your bills or Invoices

  • Online

Login to Personal Internet Banking

  • Pay

Enter the payment details and confirm payment.

 

Click here for the billers available for JomPAY


Terms and Conditions for JomPAY (ENG | BM)

 

 

View your unit trust account or earn more with our competitive Fixed Deposit interest rates. Have the option to make a placement or withdrawal in your Fixed Deposit Account at your convenience.

 

Do not have a Fixed Deposit account? Open a Fixed Deposit Account online through the Online Account Opening function and you can make your subsequent placement online.

You can now invest in gold by buying and selling gold online, without the need  of storing and transferring the physical gold or queuing at the branch.

 

All you need is an existing UOB Gold Investment Account and any UOB Current or Savings Account. Manage your investment anytime during our banking hours.

 

Click here for Gold Prices.

 

Transaction Limit Maintenance

Transaction Limit Maintenance

Adjust your daily transaction limits for Personal Internet Banking to suit your needs.

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Account Services

Account Services

Update your contact information, change your password, personalise your account names and many more.

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DuitNow AutoDebit

DuitNow AutoDebit

Set up scheduled and recurring payments with DuitNow AutoDebit for hassle-free and timely payments to merchants.

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Manage your daily transaction limit or your online transaction such as Fund Transfer, Bill Payment, JomPAY and many more as shown in the table below:

 

Transfer Type Default Daily Limit (RM) Max Daily Limit (RM)
Interbank GIRO 5,000 50,000
DuitNow 5,000 50,000
DuitNow QR 1,000 1,000
3rd Party Transfer* 5,000 50,000
Bill Payment / JomPAY 5,000 50,000
Mobile Prepaid Reload 500 500
UOB Kay Hian 5,000 250,000
E-Commerce / FPX 5,000 50,000
Foreign Telegraphic Transfer 5,000 20,000

* Inclusive of 3rd Party Credit Card & Loan Repayment.

 

You can increase your transaction limit according to the maximum limit for each type of transactions as shown.

 

 

We offer a wide range of services that you can enjoy with Personal Internet Banking such as:

  • Manage your personal particulars, credentials and contact details online
  • Personalising your accounts by giving alias to your accounts to differentiate them
  • Link and delink your accounts to Personal Internet Banking according to your preference
  • Customise your screen to fit your preference, set widget and shortcut for quick access

 

DuitNow AutoDebit allows you to make recurring payments to merchants securely. You can easily approve, initiate, and manage consent with the merchant via UOB TMRW, or UOB Personal Internet Banking (PIB).

 

Guide to Approve Consent Registration through UOB TMRW

 

Step 1 Step 2 Step 3

Under Services, click DuitNow AutoDebit

Click designated consent to proceed and click Approve Select preferred bank account for payment
Step 4 Step 5 Step 6

Slide to confirm consent details

Authenticate the registration via Secure PIN  Upon successful authentication, transaction completion page will be displayed

 

 

Guide to Approve Consent Registration through UOB Personal Internet Banking

 

Step 1 Step 2

Under Account Services, click Manage DuitNow AutoDebit

Under Pending tab, select designated consent and click Approve
Step 3 Step 4

Select preferred bank account for payment along with consent details and authenticate the registration via Secure PIN

Upon successful authentication, transaction completion page will be displayed

 

 

Guide to Initiate Consent Registration through UOB TMRW

 

Step 1 Step 2 Step 3

Under Services, click DuitNow AutoDebit

Click Set up a new AutoDebit to proceed with registration Enter designated Merchant
Step 4 Step 5 Step 6

Select designated Product Name

Select preferred bank account for payment along with consent details  Slide to confirm consent details
Step 7 Step 8 Step 9

Authenticate the registration via Secure PIN

Upon successful authentication, transaction completion page will be displayed  View your DuitNow AutoDebit status update under the Pending tab and the approved merchant details under Manage tab

 

 

Guide to Initiate Consent Registration through UOB Personal Internet Banking

 

Step 1 Step 2 Step 3

Under Account Services, click Manage DuitNow AutoDebit and click Search for a Merchant to proceed with registration

Enter designated Merchant and select designated Product Name

 Select preferred bank account for payment along with consent details
Step 4 Step 5 Step 6

Authenticate the registration via Secure PIN

Upon successful authentication, transaction completion page will be displayed  View your DuitNow AutoDebit status update under the Pending tab and the approved merchant details under Manage tab

 

 

Guide to Manage Consent Details

You may perform the following under Manage tab: 

  • Edit / Update payment account to change preferred bank account for AutoDebit payment.*
  • Suspend to deactivate AutoDebit payment and customer will need to unsuspend this consent if he/she want to make DuitNow AutoDebit payments to this merchant.*
  • Delete to terminate AutoDebit payment and customer will need to register new consent if he/she want to make DuitNow AutoDebit payments to this merchant.*
  • Unsuspend / Resume to make AutoDebit payment with this merchant again. **
  • Switch to make AutoDebit payment registered with other bank to UOB Malaysia. ***

 

*Only applicable to active consent registered with UOB Malaysia.

**Only applicable to self-suspended consent registered with UOB Malaysia.

***Only applicable to active consent registered with other bank.

 

Please refer to the Terms and Conditions for more details.

Terms and Conditions for DuitNow AutoDebit (ENG|BM)