Pay

DuitNow QR is Malaysia’s National QR Standard established by PayNet under Bank Negara Malaysia’s Interoperable Credit Transfer Framework.

All payments of RM5,000 and below will be waived, while transactions above RM5,000 will be charged an RM0.50 fee per transaction.

The DuitNow QR will be displayed at the merchant’s payment counters.

No registration is required. All you need to do is use UOB TMRW to scan the DuitNow QR for payments.

IBG Fund Transfer allows you to transfer funds:

• From your UOB Savings and/or Current account to accounts in a participating bank.
• To credit cards, loans, and hire purchase accounts in other participating banks.

No, enjoy zero transaction fee for IBG fund transfers. Click here to find out more.

JomPAY is a national initiative to enable online bill payments across Malaysia. Payments Network Malaysia Sdn Bhd (PayNet) operates JomPAY.

There are no charges for using JomPAY.

UOB Pay turns your mobile device into your electronic wallet. Just use your mobile device and pay at more than 10,000 Visa PayWave and MasterCard PayPass terminals in stores nationwide. You no longer have to dig through your wallet for a credit card, or even carry it - it is all secured in UOB TMRW.

With UOB TMRW, you can pay with a simple, secure tap using your mobile device.

All UOB customers holding at least one supported and valid Visa or MasterCard credit or debit card, issued by UOB in Malaysia, can pay with UOB TMRW.

Your device must also be able to run payments through UOB TMRW, which is compatible with any Android device with NFC support, running Android 6.0 or higher.

Asus devices running on X86 processors are not supported.

No. There are no additional charges applied when using UOB TMRW to pay. However, interest, and fees to your card still apply.

For security reasons, your account will be locked if you have entered the wrong wallet pin on ten (10) consecutive tries. To reset your wallet pin, you will have to reset your settings. Upon reset, all card details will be removed.

You will need to set up your card(s) again through UOB TMRW.

Please call our customer hotline at 2612 8100 (Calling from locally) or (603) 2612 8100 (Calling from overseas) immediately to block your digitised card.
Please also inform your telco immediately to deactivate the line and get a new SIM card.

You can continue to use your physical UOB credit or debit card(s). We will only suspend and remove the digitised card(s) in UOB TMRW.

If you notice something amiss, you can call our customer hotline at 2612 8100 (Calling from locally) or (603) 2612 8100 (Calling from overseas) immediately to block your digitised card right away.

If your mobile device is lost or stolen, your liability will be limited to RM250.00 but only if you take all of the following steps:

• You immediately notify us of the loss or theft of your mobile device.
• You take all reasonable steps to help recover or stop the use of the digitised card(s) and wallet PIN;
• You give us a police report or a legal document called a statutory declaration in the form approved by us and any other document or information we require; provided that the loss, theft, or disclosure of the digitised card and/or wallet PIN is not due in any way to your negligence, fraudulent act, or default.

We are committed to maintaining the highest standard of privacy practices. We and our partners will never sell, rent, or loan any personal information that you share with us.

We will never request your password or PIN over the phone, via email, or SMS. Your password and PIN are private to you - Never reveal them to anyone.

For more information, check out our privacy policies.

Information pertaining to the use of UOB Pay:
Check out our terms and conditions.
Take a look at the legal notices.

You can start using UOB TMRW for payments once you have digitised your first credit or debit card. If you do not have a UOB Credit Card, sign up for one today.

There are two (2) ways to digitise your card:

• Under ‘Account’, select the desired card, tap on ‘Settings’, ‘Add to UOB Pay’ and follow the onscreen instructions.
• Tap on ‘UOB Pay’ and follow the onscreen instructions.

You will then be prompted to accept the Terms and Conditions. An SMS one-time-password (OTP) will be sent to your mobile phone number registered with the bank.
Sign up for a Credit Card.

Apply for a Personal Internet username and password instantly.

Please call our customer hotline at 2612 8100 (Calling from locally) or (603) 2612 8100 (Calling from overseas).

The default card you have selected for payments with UOB Pay will be used. To set the default payment card, under UOB Pay, tap on ‘Manage’ at the top right corner, select ‘Card Setting’ and follow the onscreen instructions.

To delete a digitised card, under UOB Pay, tap on ‘Manage’ at the top right corner, select ‘Card Settings’ and follow the onscreen instructions.

The wallet pin is used to authenticate UOB Pay payments. To reset your wallet pin, you will have to reset UOB Pay completely for security reasons; whereby all previous card details will be removed and you will need to digitise your cards again in UOB Pay.

You can view up to your last ten transactions for payments made with UOB TMRW in the app. Do note that transaction history for payments made with UOB TMRW might not be approved transactions as the information has not been reconciled with the bank's system.

If you have enabled location services on your mobile device, you will see the approximate location where the transaction was made.

There is no transaction limit prescribed by the bank for debit or credit card payments via UOB TMRW. It will follow your limit for your card.

As an added security, you will need to set up a wallet pin when you are digitising your first card.

When you pay with UOB TMRW, we immediately obtain the history from the point of sales terminal for the initial authorisation to store in your device locally before the transaction has been successfully processed by the Bank.

Therefore, always refer to your credit or debit card statement to view your successful transaction details.

When you use UOB TMRW for payments, you will continue to earn UNIRinggit from participating merchants.

Digitised cards, together with the wallet pin and the recent ten payment transaction history are set up locally on your mobile device. As such, you need to remove all credit card details on your old device when you are changing your mobile device.

You will need to download and set up your cards again in UOB TMRW on your new mobile device.

We always welcome questions, ideas, and feedback. Simply contact us at uobcustomerservice@uob.com.my.