Structured Investments are synthetic investment instruments combining derivatives and financial instruments to create structures with risk/return profiles not otherwise achievable in the marketplace.
If you seek...
- A capital-guaranteed investment
- An alternative to a direct investment in the cash market
- To reduce the risk exposure of your portfolio; or
- To utilise the current market trend
Then you should consider Structured Investments as an investment vehicle.
UNITED OVERSEAS BANK'S STRUCTURED INVESTMENTS AT A GLANCE
PRINCIPAL GUARANTEED SERIES
- Interest Rate Linked Investments
- Series launched to date:
a) Callable Range Accrual Investment (CRA),
b) Callable Ladder Inverse Floater Investment (LIFT),
c) Snowball Range Accrual (SRA).
- Salient features:
- 3 to 10 years investment horizon,
- Linked to movements in interest rates or indices,
- Payoff is predetermined,
- Ideal for investors with a view that interest rates will either not move beyond the ranges or that any interest rate movements will be at a measured pace.
- SILK Series: Index and Commodity Linked Investments
- The various SILK Series has stepped up the diversity of investment opportunities by making available to our investors varied exposure to many asset classes such as:
- Commodities such as industrial metals, precious metals and energy,
- Foreign exchange,
- Global equity indices.
- Salient features:
- Usually principal guaranteed,
- 1 to 10 years investment horizon,
- Linked to performance of various indices, commodities and baskets,
- Unique and favorable one-of-a-kind payoff profile that caters to any market conditions,
- Payoff is predetermined upfront,
- Ideal for investors seeking exposure to the particular indices, commodities and baskets comprising several asset classes.
- Foreign Exchange Linked Investments
FXi
- Principal guaranteed
- 1 year, short term non-callable investment
- Linked to the performance of an underlying currency pair
- Single payment of principal and enhanced yield (if any) on maturity
NON-PRINCIPAL GUARANTEED SERIES
- ELI: Equity Linked Investment
- Returns linked to performance of a single stock;
- Very short term non-callable investment - 1 and 3 months
- Single payment of principal at maturity in either cash or underlying share; plus the enhanced yield;
- Enhanced yield is received regardless of the movement in the price of the underlying share.
- DCI: Dual Currency Investment
- Returns linked to performance of a single currency pair
- Very short term non-callable investment - 1 and 3 months
- Single payment of principal plus enhanced yield in either the investment currency or linked currency at maturity
- Enhanced yield is received regardless of the movement in exchange rates
WARNING
THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET / REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION.
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