Whether it's for downpayment on a new house, a lucrative business opportunity or investment, further education or even home renovation you've been planning, regardless of reasons UOB Personal Loan lets you have the extra money and freedom to do more.
Benefits
- Low interest at 0.83% p.m.
- Enjoy interest rate as low as 0.83%* per month.
Monthly Income |
Interest Rate |
| Salaried |
Self-Employed |
| RM2,000 < RM4,000 |
RM3,000 < RM6,000 |
11.99% p.a. |
| RM4,000 < RM7,000 |
RM6,000 < RM8,000 |
10.99% p.a. |
| RM7,000 and above |
RM8,000 and above |
9.99% p.a. |
|
- Flexible Loan Amount up to RM100,000
- You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).
- Flexible Repayment Tenure up to 5 years
- UOB Personal Loan gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are :
12 |
18 |
24 |
30 |
36 |
42 |
48 |
54 |
60 |
months |
- Low Monthly Installment
- Enjoy monthly installment as low as RM124.96**.
| Interest Rate |
 |
9.99% p.a. |
|
 |
RM5,000 |
RM25,000 |
RM50,000 |
RM75,000 |
RM100,000 |
 |
12 months |
 |
458.29 |
2,291.46 |
4,582.92 |
6,874.38 |
9,165.83 |
24 months |
249.96 |
1,249.79 |
2,499.58 |
3,749.38 |
4,999.17 |
36 months |
180.51 |
902.57 |
1,805.14 |
2,707.71 |
3,610.28 |
48 months |
145.79 |
728.96 |
1,457.92 |
2,186.88 |
2,915.83 |
60 months |
124.96 |
624.79 |
1,249.58 |
1,874.38 |
2,499.17 |
| Interest Rate |
 |
10..99% p.a. |
| |
 |
RM5,000 |
RM25,000 |
RM50,000 |
RM75,000 |
RM100,000 |
 |
12 months |
 |
462.46 |
2,312.29 |
4,624.58 |
6,936.88 |
9,249.17 |
24 months |
254.13 |
1,270.63 |
2,541.25 |
3,811.88 |
5,082.50 |
36 months |
184.68 |
923.40 |
1,846.81 |
2,770.21 |
3,693.61 |
48 months |
149.96 |
749.79 |
1,499.58 |
2,249.38 |
2,999.17 |
60 months |
129.13 |
645.63 |
1,291.25 |
1,936.88 |
2,582.50 |
| Interest Rate |
 |
11.99% p.a. |
| |
 |
RM5,000 |
RM25,000 |
RM50,000 |
RM75,000 |
RM100,000 |
 |
12 months |
 |
466.63 |
2,333.13 |
4,666.25 |
6,999.38 |
9,332.50 |
24 months |
258.29 |
1,291.46 |
2,582.92 |
3,874.38 |
5,165.83 |
36 months |
188.85 |
944.24 |
1,888.47 |
2,832.71 |
3,776.94 |
48 months |
154.13 |
770.63 |
1,541.25 |
2,311.88 |
3,082.50 |
60 months |
133.29 |
666.46 |
1,332.92 |
1,999.38 |
2,665.83 |
- No Processing Fee, No Guarantor and No Collateral
- UOB Personal Loan is hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.
- Hassle-Free Application
- Application for UOB Personal Loan is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.
Documents Required
|
Salaried Employee |
Self-employed |
With Income Documents |
- Copy of I.C. (front & back)/
Passport
- Latest 3 months Pay Slip
- Latest Form B/ BE (with copy
of tax payment receipt),
OR
- Latest 3 months Bank Statements (show salary credit transaction),
OR
- EPF Statements (last 12
months)
|
- Copy of I.C. (front & back)/
Passport
- Latest Form B/ BE (with copy of tax payment receipt)
- Latest 3 months Bank
Statements (show salary
credit transaction)
- Business Registration
Certificate Form 9/24/49
(2 years in same business)
|
With Other Banks' Credit/ Charge Cards*** |
- Copy of I.C. (front & back)/ Passport
- Either one of the following:
- Salaried applicant - one month payslip, latest Form BE, latest EPF form, bank statement (where salary is credited)
- Self employed applicant - Form B and tax receipt, bank statement, audited P&L account
|
Eligibility
- Age 21 to 55 years.
- Minimum income:- RM24,000 p.a. (salaried employee); RM36,000 p.a. (self-employed)
Apply Now
- Apply Now - leave us your details at the form
- Please call our Tele-marketing officer at (6) 03-2783 2369/2370
(Mon to Thurs: 8.45am - 5.45pm, Fri: 8.45am - 4.45pm)
- Visit any UOBM branch nearest to you.
- UOB Personal Loan Application Form : ENG | BM
Mail the required documents and Application Form to:
UOB Card Centre,
P.O Box 10253,
50708 Kuala Lumpur.
Personal Loan Terms and Conditions apply : ENG | BM
Product Disclosure Sheet : ENG | BM