Our 2-in-1 loan that combines housing loan and overdraft facility at housing loan interest rates.
Benefits
- Automatic Overdraft of up to 70% of your Property Value
- Your loan will automatically convert into an overdraft line once your outstanding balance reaches 70% of your property value. What's more, you will enjoy the overdraft facility at housing loan interest rates.
- Adjustable Repayments
- You can service just the loan interest and pay the principal amount whenever you wish, upon reaching your overdraft line.
- Open Prepayments
- You can make additional repayments at no penalty, and save more on interest, shorten your loan period and own your home faster.
- All-inclusive Service
- You can request us to handle everything, from application submission to delivering the documents to your doorstep.
- Quick Cash Access
- You can enjoy quick access to cash via cheque or withdrawal at the ATM.
- Higher Margin of Finance to finance MRTA
- You can secure up to 95% financing, inclusive of MRTA, which protects your loved ones' well being in the event of total permanent disability or loss of life.
- Longer Loan Tenure
- You can choose a longer loan tenure of maximum *40 years or age 70, whichever is earlier (*Terms & Conditions apply).
Kuala Lumpur
