UOB iNTELLIGENT Home Loan
A home loan that is flexible enough to accommodate all your financial needs.
- Greater control of your personal finances
- 2 NEW repayment methods in addition to standard principal + interest servicing
- Graduated Payment
- You can pay low monthly installments at the beginning of your loan tenure which will gradually increase to match your projected increase in income.
- Interest Servicing
- You can just service interest only for the first 2 years and thereafter start on the principal + interest installments.
- Flexible Repayments
- You can pay at your convenience and choose to make monthly, fortnightly, weekly or daily repayments.
- Open Prepayments
- You can pay more than your monthly installment to save more interest.
- Redraw Facility
- You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason.
- Payment Holiday
- You can skip your monthly repayment during emergencies, festive seasons or any other occasions. Your repayment will be deducted from your redraw facility.
- Lower Repayments
- You can enjoy lower repayments by selecting a longer loan tenure of up to maximum of 40 years or age 70 whichever come first. (*Terms & Conditions apply)
- Higher Margin of Finance to finance MRTA.
- You can secure up to 95% financing, inclusive of MRTA, to protect your loved ones' well being in the event of total permanent disability or loss of life.
- All-inclusive service
- You can request for us to handle everything, from application submission to delivering the documents to your doorstep.
- Contact our 24-hour UOB Call Centre at:
Kuala Lumpur +6 03-26128 121 Penang +6 04-2401 121 Johor Bahru +6 07-2881 121 Kuching +6 082-287 121 Kota Kinabalu +6 088-477 121
- Email Us