Terms & Conditions

       

Welcome to the Corporate Website of UNITED OVERSEAS BANK (MALAYSIA) BHD.

Access to this Website is granted by UNITED OVERSEAS BANK (MALAYSIA) BHD (hereinafter referred to as "UOB") subject to the following terms and conditions.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGE THEREOF YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE.

Conduct of User

When accessing this Website and using the information and materials provided by UOB, you agree not to :-

  1. reveal your password to anyone if you are a Registered User of this Website;
  2. interfere, harass, threaten or abuse others;
  3. violate or infringe any regulations and laws of Malaysia and the country from which you access this Website;
  4. post or distribute any obscene, hateful, racially offensive information or materials;
    or
  5. distribute or spam unsolicited email with commercial messages to other users of this Website or to the public.

Use of Information and Materials

The information on this Website is provided for general information only and should not be used as a basis for making any specific investment, business or commercial decision. You should at all times consult the bank for information and data contained herein before making any decision based on any such information or data.

Investors should note that some of the investment services provided relate to investments whose price or value may rise or fall and they may not get back the original amount originally invested. Changes in exchange rates may have an adverse effect on the value, price or income of an investment in addition to other factors, e.g., if the investment is denominated in a foreign currency. Past performance of investments or investment management is not necessarily an indication of future performance.

Links
Links from or to websites outside this Website are meant for convenience only. Such linked websites are owned and operated by third parties and as such are not under the control of UOB. UOB shall not be responsible and makes no warranties in respect of the contents of those websites, third parties named therein or their products and services. The links provided in this Website shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Access to any linked websites shall be at your sole risk and UOB will not be responsible or liable for any damages in connection with linking. It is advisable for you to read the privacy policy statements (if any) of any websites which are linked to this Website.

Copyright
The copyright in this Website and its contents, including but not limited to the text, images, graphics, sound files, animation files, video files and their arrangement are the property of UOB and are protected by applicable Malaysian and international copyright laws. No part or parts of this Website may be modified, copied, distributed, retransmitted, reverse engineered, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner or by any means or stored in an information retrieval system without the express prior written consent of UOB.

You also may not, without UOB's express prior written consent, insert a link to this Website on any other website, frame or "mirror" any materials contained on this Website on any other server.

Any such unauthorised reproduction, retransmission or other copying or modification of the contents of this Website may be in breach of statutory or common law rights which could be the subject of legal action.

All trade marks or service marks displayed in this Website are the property of UOB and, where applicable, third party proprietors identified in the Website. No right or license is given to any party accessing this Website to download, reproduce or use any such trade marks or service marks are approved in advance by UOB in writing.

Advertisers
Information given in this Website may include exclusive deals and promotions offered by various advertisers. Any correspondence and business dealings with or participation in promotions of any payment and delivery of goods or services, and terms conditions representations associated with such deals and promotions are strictly between the user and the advertisers. UOB shall not be responsible or liable for any loss or damages incurred as a result of any such association between the user and the advertisers.

Disclaimer
Further UOB disclaims all liability which may arise from any unauthorised reproduction or use of the contents of the Website and does not warrant or represent that access to the whole or part(s) of this Website, the materials, information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

The materials, information and functions provided in this Website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

You shall be responsible to evaluate the quality, adequacy and usefulness of all services, content, advice, opinions and other information obtained or accessible through the Website; further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any investment, business or commercial decision based on any such materials or information.

Exclusion of Liability
UOB shall in no event be liable for any loss or damage howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect special incidental consequential or punitive damages or loss of profits or savings arising from or in connection with your access or use or inability to access or use this Website, reliance on the information contained in this Website, technical, hardware or software failure of any kind, interruption, error, omission, delay in operation, computer viruses or otherwise. This exclusion clause shall take effect to the fullest extent permitted by law.

Submissions
All information submitted to UOB via this Website shall be deemed and remain the property of UOB and UOB shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this Website provides UOB through this site. UOB shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by UOB having any direct customer relationship or as otherwise specifically agreed or required by law.

Modifications of Terms and Conditions
The information and materials including the terms and conditions contained in this Website is subject to changes.

Indemnity
By accessing the Website you hereby agree to indemnify and keep fully indemnified UOB against any action, claim, demand, expenses (including legal fees on a full indemnity basis) suffered or incurred by UOB arising from :-

  1. your use or misuse of the information, materials on this Website and other websites linked to this Website and the services provided therein;
  2. your breach or non-observance of the terms and conditions of this Website; and
  3. infringements of rights of any third party in conjunction with your use or access to this Website.

Termination
UOB reserves the right to terminate this Website at any time, for any reason.

Miscellaneous
The failure of UOB to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.

If any part of these terms and conditions is determined to be invalid and unenforceable pursuant to any applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect.

Any rights not expressly granted herein are reserved.

Law and Jurisdiction
These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this Website and/or using the services provided herein by UOB you hereby submit to the exclusive jurisdiction of the courts in Malaysia in all disputes arising out of or relating to the use of this Website.