If you seek...
	A capital-guaranteed investment, An alternative to a direct investment in the cash market; To reduce the risk exposure of your portfolio; or To utilize the current market trend,
Then you should consider Structured Investments as an investment vehicle.

UNITED OVERSEAS BANK'S STRUCTURED INVESTMENTS AT A GLANCE PRINCIPAL GUARANTEED SERIES
1.	Interest Rate Linked Investments
	Series launched to date:
	a)	Callable Range Accrual Investment (CRA),
	b)	Callable Ladder Inverse Floater Investment (LIFT),
	c)	Snowball Range Accrual (SRA).
	Salient features:
		3 to 10 years investment horizon,
		Linked to movements in interest rates or indices,
		Payoff is predetermined,
		Ideal for investors with a view that interest rates will either not move beyond the ranges or that any interest rate movements will be at a measured pace.

2.	SILK Series: Index and Commodity Linked Investments
	The various SILK Series has stepped up the diversity of investment opportunities by making available to our investors varied exposure to many asset classes such as:
	a)	Commodities such as industrial metals, precious metals and energy,
	b)	Foreign exchange,
	c)	Global equity indices.
	Salient features:
		Usually principal guaranteed,
		1 to 10 years investment horizon,
		Linked to performance of various indices, commodities and baskets,
		Unique and favorable one-of-a-kind payoff profile that caters to any market conditions,
		Payoff is predetermined upfront,
		Ideal for investors seeking exposure to the particular indices, commodities and baskets comprising several asset classes.

3.	Foreign Exchange Linked Investments
	FXi
		Principal guaranteed
		1 year, short term non-callable investment
		Linked to the performance of an underlying currency pair
		Single payment of principal and enhanced yield (if any) on maturity

NON-PRINCIPAL GUARANTEED SERIES
1.	ELI: Equity Linked Investment
		Returns linked to performance of a single stock;
		Very short term non-callable investment - 1 and 3 months
		Single payment of principal at maturity in either cash or underlying share; plus the enhanced yield;
		Enhanced yield is received regardless of the movement in the price of the underlying share.
2.	DCI: Dual Currency Investment
		Returns linked to performance of a single currency pair
		Very short term non-callable investment - 1 and 3 months
		Single payment of principal plus enhanced yield in either the investment currency or linked currency at maturity
		Enhanced yield is received regardless of the movement in exchange rates

WARNING THE RETURNS ON THIS INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING INSTRUMENTS / REFERENCE. THE RETURNS ARE UNCERTAIN AND THE CUSTOMER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, THE CUSTOMER MAY LOSE PART OF THE PRINCIPAL SUM INVESTED.

Where can I get more information?

• For more information or investment assistance, please feel free to drop by any of UOB branches today and our Customer Sales Relations Officers & Relationship Managers will be very pleased to assist you.
  
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  Damansara Uptown(6) 03-7727 8811
  Klang(6) 03-3343 3188
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• We will be happy to assist you. Together, we will make your dreams come true.