Introducing Ideal Care - an indemnity policy - covers hospitalisation and medical costs in the event of injury or illness. With Ideal Care, you can recuperate in peace without the worries on the medical bill.

Highlights of Benefits Convenient hospital admission Comprehensive coverage Affordable premium High medical coverage Guaranteed renewal Wide network of panel hospitals all over Malaysia Complimentary Accidental Death benefit You will enjoy savings with discount upon renewals 2 consecutive years preceding renewal 10% discount on standard premium 3 consecutive years preceding renewal 15% discount on standard premium 4 consecutive years preceding renewal 20% discount on standard premium Special Family Discount Insured + Spouse 5% Discount on standard premium Insured + Children 5% Discount on standard premium Insured + Spouse + Children 10% Discount on standard premium Benefit Table Plan Type Plan 1 (RM) Plan 2 (RM) Plan 3 (RM) Plan 4 (RM) 1) HOSPITAL BENEFITS MAXIMUM PER ANY ONE DISABILITY Daily Room & Board (Max. 150 days) 100 150 250 300 Intensive Care Unit (Max 75 days) AS CHARGED Hospital Supplies & Services (including Operating Theatre) 2) SURGICAL BENEFITS Pre-Admission Diagnostic Services (within 31 days before admission) AS CHARGED Pre-Surgical Specialist Consultation (within 31 days before admission) Surgical Fees & Anaesthetic Fees Post Hospitalisation Treatment (within 31 days after discharge) Physiotherapy Treatment (within 31 days after discharge) MAXIMUM PER ANY ONE DISABILITY 15,000 20,000 30,000 40,000 3) MEDICAL BENEFITS (NON SURGICAL) Pre-Hospital Diagnostic Services (within 31 days before admission) AS CHARGED Pre-Hospitalisation Specialist Consultation (within 31 days before admission) Daily In-Hospital Physician's Visit Post Hospitalisation Treatment (within 31 days after discharge) MAXIMUM PER ANY ONE DISABILITY 15,000 20,000 30,000 40,000 4) AMBULANCE FEES AS CHARGED 5) OUTPATIENT / EXTENDED BENEFITS Emergency Accidental Treatment AS CHARGED Outpatient Cancer Treatment (Annual Limit) 15,000 25,000 35,000 45,000 Outpatient Kidney Dialysis Treatment (Annual Limit) 15,000 25,000 35,000 45,000 Lodger Expenses (Guardian Allowance) 50 60 80 100 Medical Report Fee 80 80 80 80 Home Nursing (within 31 days after discharge) 100 125 150 175 6) ORGAN TRANSPLANTATION     (ONCE PER LIFETIME) 20,000 30,000 40,000 50,000 7) GOVERNMENT HOSPITAL INCOME BENEFITS Daily Cash Allowance 50 60 80 100 8) ACCIDENTAL DEATH BENEFIT 5,000 7,500 12,500 15,000 9) GOVERNMENT SERVICE TAX 5% 10) OVERALL ANNUAL LIMIT 40,000 60,000 100,000 120,000 11) OVERALL LIFETIME LIMIT 120,000 180,000 300,000 360,000 Premium Table ANNUAL PREMIUM RATES (AGE NEXT BIRTHDAY) Age Plan 1 (RM) Plan 2 (RM) Plan 3 (RM) Plan 4 (RM) 30days - 10yrs (Children) 306 361 459 524 11yrs - 18yrs 265 312 396 452 19yrs - 25yrs 326 385 490 560 26yrs - 30yrs 367 434 553 632 31yrs - 35yrs 407 482 615 704 36yrs - 40yrs 468 555 709 812 41yrs - 45yrs 529 628 803 920 46yrs - 50yrs 631 749 959 1099 51yrs - 55yrs 793 943 1210 1387 56yrs - 60yrs 915 1088 1397 1602 61yrs - 65yrs (Renewal only) 1240 1477 1898 2177 66yrs - 70yrs (Renewal only) 1646 1962 2523 2896

Enrolment

Complete the application form by:

1. Obtain the form at any of our branches.
   (Free ' Mystery Gift ' for every approved policy)

This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Uni.Asia General Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.

More Information

• Call our 24-hour UOB 121 Phone Banking at:
  
  Kuala Lumpur(6) 03-26128 121
  Penang(6) 04-2401 121
  Johor Bahru(6) 07-2881 121
  Kuching(6) 082-287 121
  Kota Kinabalu(6) 088-477 121
  
  
• Email us