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Personal Banking
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UOB Bancassurance
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General Insurance
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Ideal Home Protection Plan
UOB BANCASSURANCE
General Insurance (Ideal Home Protection Plan)
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Be in control under any situation
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Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience the peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.
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Contents insured:
- Furnitures
- Household goods
- Electrical appliances
- Kitchen equipment
- Clothings
- Personal effects and valuables
| Comprehensive cover for 100% of Sum Insured (SI) |
| Fire, lightning, subterranean fire |
| Flood* |
| Explosion (including explosion from domestic gas tank) |
| Water damage due to bursting or overflowing of domestic water pipe / tanks (Excess RM50.00) |
| Aircraft and other aerial devices and/or articles dropped therefrom |
| Impact damage caused by road vehicle |
| Riot, strike and malicious damage |
| Hurricane, cyclone, typhoon and windstorm * |
| Earthquake and volcanic eruption * |
| Subsidence and landslide ** |
| Theft by forcible entry (Excess : 1% of SI or RM250, whichever lesser) |
| Domestic (stay-in) maid's clothing and personal belongings (except cash, currency notes, bank notes and stamps) |
* Excess : 1% of SI or RM200, whichever lesser
** Excess : 5% of SI or RM25,000, whichever is lesser
| ADDITIONAL COVERAGE |
Sum Insured |
| Damage to lock and key replacement |
Up to RM500 |
Cash - due to theft by forcible entry |
Up to RM2,000 |
Contents temporarily outside home
- contents temporarily removed but still remaining in the geographical area |
Up to 15% of SI |
Accidental breakage of plate glass (other than hand mirrors) |
Up to RM500 per piece any one accident |
Fatal Injury - fatal injury to insured in the private dwelling occasioned by outward and visible violence caused by thieves or fire |
RM10,000 or half of SI (whichever lesser) |
| Rental losses |
Up to 10% of SI |
Public liability - liability of the insured to the public as an owner of the private dwelling in respect of bodily injury |
Up to RM50,000 |
| Plan Type |
Sum Insured (SI) |
Gross Premium |
Premium Payable(incl. Stamp duty RM10) |
| Plan 1 |
RM 30,000 |
RM 146.70 |
RM156.70 |
| Plan 2 |
RM 50,000 |
RM 244.50 |
RM 254.60 |
| Plan 3 |
RM 70,000 |
RM 342.30 |
RM352.30 |
| Plan 4 |
RM __________ (RM 70,000 - 500,000) |
RM __________ (SI x 0.489%) |
RM __________ (SI x 0.489%) + RM10 |
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Enrolment
Complete the application form by:
- Download the Ideal Home Protection Plan
Form
- Or obtain the form at any of our branches.
Submit it with your payment at any of our branches.
You may also pay via UOB Visa or MasterCard to enjoy more UNIRinggit rewards. You may also refer to our branches
for attractive promotions (while stocks last).
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