You'll enjoy:

Annual fees waived for life

• The UOB CIMA Gold MasterCard comes free, with no annual fees at all. The joining fee of RM100 is also waived.

Free UOB Gold Visa Card

• UOB CIMA Gold MasterCard applicants have the privilege to apply for the UOB Visa Gold Card without any joining or annual fee for the first year.

Hassle Free payment of CIMA Annual Subscriptions

• Pay your CIMA annual subscription to CIMA UK through a Standing Instruction with your UOB CIMA Gold MasterCard for added convenience. This service is optional and a RM 10 administrative fee is applicable annually.

No Annual Fees On Supplementary Cards

• Share the benefits of your UOB Card with all your loved ones. Enjoy full waiver on the annual fees for all your Supplementary Cards.
  * Supplementary Cardmembers must be 18 years and above.
  * RM30 administration fee is chargeable on each supplementary account yearly.

Smart Protector Enhanced (Optional)

Smart Protector Enhanced is a plan that gives you peace of mind by taking card of your UOB credit card monthly outstanding balance in the event of unforeseen circumstances. This plan is limited to cardmembers below the age of 66 years. For a premium of RM0.65 per RM100 outstanding balance per month, your financial obligation on the credit card outstanding balance is protected in the event of Death, Total and permanent disability or diagnosis of any one of the 36 Critical Illnesses. To total benefit payable is subject to a maximum amount of

a) RM 50,000 per Insured Cardmember of single Classic or Gold Credit Card   b) RM100,000 per Insured Cardmember of multiple Classic and/or Gold Credit Cards and   c) RM300,000 per Insured Cardmember of single Platinum Credit Card or multiple Platinum Credit Cards or single Platinum Credit Card with Classic and/or Gold Credit Card.

In the event of Temporary Total Disablement, 5% of the monthly outstanding balance will be payable subject to a maximum accumulated amount of :

a) RM 5,000 per Insured Cardmember of single Classic or Gold Credit Card and/or multiple of Classic and/or Gold Credit Cards subject to a maximum of 20 monthly payments per life time and RM50,000 per policy per year.   b) RM15,000 per Insured Cardmember of single Platinum Credit Card or multiple Platinum Credit Cards or single Platinum Credit Card with Classic and/or Gold Credit Card subject to a maximum of 20 monthly payments per life time and RM150,000 per policy year.

In addition, the above coverage is FREE for the first 60 days upon approval of your application for this life assurance scheme. (Subject to terms and conditions of the master policy)

UNIRinggit Rewards Programme

• Every RM1 charged to your UOB CIMA Gold MasterCard entitles you to 1 UNIRinggit. Use your UNIRinggit to redeem fabulous gifts and rewards.

• With a 3-year accumulation period, any gift is within your reach.

• You also get extra UNIRinggit when you bank or invest with us.

Travel Accident and Inconvenience Insurance

• You will automatically receive RM 500,000 worth of free travel accident coverage and related inconvenience benefits for flight tickets charged to your UOB CIMA Gold MasterCard.

Low Payment Flexibility

• You can  choose  to pay  only 5% of  your monthly  outstanding  balance or RM 50, whichever is higher.

0% Instalment Payment Plan

• Just charge your purchases to your UOB credit card at the participating outlets and enjoy repayment of the amount in equal instalments without interest.
  Terms and conditions apply

What are the requirements?

• You must be aged 21 years and above
• You must be either a ACMA or FCMA member of CIMA
• A minimum annual income of RM24,000

How much does it cost?

• No joining fee
• Perpetual annual fee waiver

How do I apply?

• Visit any UOBM branch nearest to you.

More Information

• Call our 24-hour UOB 121 Phone Banking at:
  
  Kuala Lumpur(6) 03-26128 121
  Penang(6) 04-2401 121
  Johor Bahru(6) 07-2881 121
  Kuching(6) 082-287 121
  Kota Kinabalu(6) 088-477 121
  
  
• Email us