You'll enjoy:

No Joining Fee

• Apply for a UOB Visa/MasterCard and enjoy the waiver of the RM100 joining fee.

No Annual Fees On Supplementary Cards

• Share the benefits of your UOB Card with all your loved ones. Enjoy full waiver on the annual fees for all your Supplementary Cards.
  * Supplementary Cardmembers must be 18 years and above.
  * RM30 administration fee is chargeable on each supplementary account yearly.

Flexible Payment Option

• Choose to pay only 5% of your monthly outstanding balance or RM50, whichever is higher.

Smart Protector Enhanced (Optional)

Smart Protector Enhanced is a plan that gives you peace of mind by taking care of your UOB credit card monthly outstanding balance in the event of unforeseen circumstances. This plan is limited to cardmembers below the age of 66 years. For a premium of RM0.65 per RM100 outstanding balance per month, your financial obligation on the credit card outstanding balance is protected in the event of Death, Total and permanent disability or diagnosis of any one of the 36 Critical Illnesses. The total benefit payable is subject to a maximum amount of

a) RM 50,000 per Insured Cardmember of single Classic or Gold Credit Card   b) RM100,000 per Insured Cardmember of multiple Classic and/or Gold Credit Cards and   c) RM300,000 per Insured Cardmember of single Platinum Credit Card or multiple Platinum Credit Cards or single Platinum Credit Card with Classic and/or Gold Credit Card.

In the event of Temporary Total Disablement, 5% of the monthly outstanding balance will be payable subject to a maximum accumulated amount of :

a) RM 5,000 per Insured Cardmember of single Classic or Gold Credit Card and/or multiple of Classic and/or Gold Credit Cards subject to a maximum of 20 monthly payments per life time and RM50,000 per policy per year.   b) RM15,000 per Insured Cardmember of single Platinum Credit Card or multiple Platinum Credit Cards or single Platinum Credit Card with Classic and/or Gold Credit Card subject to a maximum of 20 monthly payments per life time and RM150,000 per policy year.

In addition, the above coverage is FREE for the first 60 days upon approval of your application for this life assurance scheme. (Subject to terms and conditions of the master policy)

UNIRinggit Rewards Program

• Redeem fantastic gifts when you use your UOB Credit Card for your everyday shopping. You earn 1 UNIRinggit for every RM1 charged. Use the UNIRinggit to redeem fantastic gifts or purchase merchandise at privileged price.

U Treats

• The U Treats is packed with the exciting offers and the best deals in town for UOB credit cardmembers.

Travel Accident & Inconvenience Insurance

• Charge your flight tickets to your UOB Visa Gold/Gold MasterCard Cards and automatically receive FREE travel accident and inconvenience coverage up to RM500,000 with UOB Visa Gold/Gold MasterCard cards, you know you can travel with a peace of mind.

UOB 121 Phone Banking

• Need to enquire on your credit card balances? Perhaps you may wish to request for a temporary increase in credit limit or report a lost credit card. Call UOB 121 any time of the day, any day of the week and speak to any of our officers who will be glad to assist you.

UOB Internet Banking

• UOB Internet Banking allows you to do your banking without ever leaving the office or home. Enjoy round-the-clock virtual banking with UOB Internet Banking.

PayOnline

• Use your UOB Visa/MasterCard card to pay your phone and utility bills, insurance premiums, college fees, housing assessments and more at www.payonline.com.my.

How do I apply?

• Visit any UOBM branch nearest to you.

More Information

• Call our 24-hour UOB 121 Phone Banking at:
  
  Kuala Lumpur(6) 03-26128 121
  Penang(6) 04-2401 121
  Johor Bahru(6) 07-2881 121
  Kuching(6) 082-287 121
  Kota Kinabalu(6) 088-477 121
  
  
• Email us