An open-ended investment fund that aims to grow the value of your investment over the long-term through investments in a diversified mix of Malaysian assets.

The CIMB-P Balanced Fund is likely to invest across the full spectrum of asset classes (including shares, property trusts and fixed interest securities). It can invest up to 70% in Malaysian shares.

This Fund is suitable if :-

• you want a diversified portfolio yet prefer a higher exposure to share Unit Trusts, which are more likely to provide higher returns over the long-term; and/or
• you accept that investment returns may be negative over the short-term, but recognise that a diversified fund tends to produce a smoother return over time than a fund, which invests in only one asset class such as equities.

It is recommended that you invest in the CIMB-P Balanced Fund for 5 years or more.

CIMB-Principal Asset Management is a premier, Malaysia-based asset management company with RM6.8 billion in assets under management as at 30 November 2005. CIMB-Principal's team of dedicated investment professionals offers expertise in equities, fixed income, cash, and Shariah compliant fund management. One of the largest asset management companies in Malaysia, CIMB-Principal manufactures and distributes a comprehensive range of unit trust funds, and manages customized portfolio mandates for corporations and institutions. CIMB-Principal is a 60% subsidiary of CIMB Berhad and 40% subsidiary of Principal Financial Group Inc (USA).