Investment Objective

The Fund aims to provide investors with an opportunity to enjoy regular income and seeks to obtain medium-to-long term capital growth by investing its assets in a diversified investment portfolio of equities and equity-related securities of European companies, selected according to their growth and dividend prospects.

Investment Policies and Strategies

The Fund shall be invested in a diversified portfolio of equities and equity-related securities of European companies, utilising a combination of two investment strategies: a "European dividend" strategy combined with a "European Growth" strategy. The aim is to combine a more defensive strategy (European Dividend) with a returns enhancing strategy (European Growth).

At the same time, the Fund will also invest into fixed income securities for liquidity management purpose and stability of capital.

Asset Allocation:

Equities and Equity-related Securities of European Companies: A minimum of 70% of the Fund's NAV.

Fixed Income Investments: A maximum of 30% of the Fund's NAV

Some basic fees:

Fund Category / Type	-	Equity Fund/Growth and Income
Service Charge	-	IUTAs: A maximum of 6% of amount invested (rounded to the nearest 4 decimal places)
Annual Management Fee	-	Up to 1.80% per annum of the Fund's NAV calculated on a daily basis.
Annual Trustee Fee	-	0.08% of NAV calculated on a daily basis, subject to a minimum of RM18,000 p.a. (excluding foreign custodian fee and charges).
Investors' Profile	-	The Fund is appropriate for investors who are seeking:   Participation in both equity income and capital growth while minimizing volatility;   Greater diversification in their investment holdings through European exposure; and   A more defensive stance on the European equity market.
Distribution Policy	-	The Fund intends to provide regular income and potentially consistent medium-to-long term capital appreciation. Regular income returns will be declared annually on a best effort basis, depending on interest rates, market conditions and performance of the Fund. As such, the Fund will strive to declare distribution annually. If any, in the form of either cash or additional Units to the Unitholders.
Minimum Initial Investment*	-	RM1,000 or such other lower amount as the Manager in its sole discretion allow. (*This includes the total amount payable for the amount invested and service charge)