Investment Objective

The Fund aims to provide investors with a low risk investment portfolio offering a stable and regular stream of income and stability in capital while adhering to Shariah requirements.

Investment Process and Strategies

The Fund will mainly invest in Islamic money market instruments and short-to-medium term Islamic fixed income securities. However, the duration of the papers varies in accordance with the interest rate trend and market conditions. The minimum rating that the Fund invests would be "P2" by RAM or equivalent for short-term issues, or "A" by RAM or equivalent for long-term issues.

Asset Allocation:

Islamic Fixed Income securities (which consists of Islamic money markets instruments and Islamic bonds): Up to 98% of the Fund's NAV and a minimum investable level of 70% of the Fund's NAV in Islamic fixed income investments. Liquid Assets: A minimum of 2% of the Fund's NAV.

Some basic fees:

Fund Category / Type	-	Islamic Fixed Income Fund / Income
Service Charge	-	0% - 2% of the Fund's NAV per Unit
Redemption/Repurchase Charge	-	Nil
Annual Management Fee	-	0.50% per annum of the Fund's NAV calculated on a daily basis.
Annual Trustee Fee	-	0.08% of the Fund's NAV calculated on a daily basis, subject to a minimum of RM18,000 p.a. (excluding foreign custodian fee and charges).
Investors' Profile	-	The Fund is appropriate for investors who are seeking:   Are looking for Shariah-compliant investments;   Want to preserve their capital;   Wish to park excess funds in a relatively stable investment vehicle for short-to-medium term;   Desire a stable and regular stream of income;   Are seeking exposure to the fixed income market; and   Wish to diversify their investments.