Investment Objective

The Fund aims to reimburse initial capital upon maturity while seeking potential returns benchmarked against the performance reference to companies that might benefit from an environment of rising inflation over the tenure.

Investment Policies and Strategies

The Fund intends to invest in 18-month Ringgit Malaysia denominated Islamic structured product in the form of Negotiable Islamic Debt Certificate ("NIDC"), which issued by Maybank Islamic Berhad and the ultimate counterparty is Malayan Banking Berhad ("MBB"), which aims to reimburse the initial capital upon maturity and also provide a potential return benchmarked against the performance of selected global reference equities in the Consumer Staples, Agriculture and Oil & Mining Services sectors.

The Fund will also invest in Islamic money market instruments to provide cash liquidity to meet redemption requests and to defray the expenses of the Fund.

Asset Allocation:

• Islamic structured product: A minimum of 95% of the Fund's NAV V


• Islamic money market instruments : A maximum of 5% of the Fund's NAV

Some basic fees:

Fund Category / Type	-	Structured Product (Shariah-compliant)
Service Charge	-	Up to 2.00% of the NAV of the Fund
Annual Management Fee	-	Nil
Annual Trustee Fee	-	0.08% per annum of the Fund's NAV calculated on a daily basis, subject to a minimum of RM18,000 p.a. (excluding foreign custodian fee and charges).
Investors Profiles	-	The Fund is designed for risk adverse and conservative investors who:-   Are seeking to preserve the value of their investment capital   Are seeking for Shariah-compliant investments   Wish to benefit from the potential upside from selected global reference equities/sectors which stand to benefit from rising inflation; and   Wish to diversify their investment abroad.
Exit Fee	-	A redemption/repurchase charge will be imposed on Unitholders who redeem before the Maturity Date of the Fund. Maximum Redemption/Repurchase Charge* Based on the NAV per Unit of the Fund Redeem within the 1st 12 months from the Commencement Date** 1.00% Redeem after the 1st 12 months but before 18 months from the Commencement Date 0.50% At maturity Nil