Introducing ING OneAnswer Investment Funds

Until now, investors like you have been limited to using single unit trust managers' product platforms. This is particularly costly as switching to other product platforms typically incurs recurring entry fees. ING OneAnswer addresses your needs for choice of funds within a multi product platform that will allow free and unlimited switching between the various funds (refer to Master Prospectus dated 23 April 2005 for switching policy).

This will empower you with wider choice, greater flexibility and convenience to manage your evolving investment needs with a one-time entry fee and thereafter free unlimited switching within the various funds (refer to Master Prospectus dated 23 April 2005 for switching policy). ING OneAnswer also allows you the choice to customize your portfolios, based on your conservative, balanced and aggressive risk profiles, using suggested model portfolios or choosing your own preferred combination. ING OneAnswer gives you access to a range of quality investment funds covering the risk return spectrum, managed by ING and other leading fund managers. To meet all your investments needs, there is now the ING OneAnswer.

Investment Objective

This Fund aims to grow the value of investment in the longer term with lower volatility through asset diversification.

Investment Strategies

Portfolio risk is diversified in a balanced mixed of fixed income assets and equities. AmInvest adopts an active management style within a diversified portfolio to achieve steady capital growth yet with lower volatility than a pure equities mandate.

Asset Allocation:

• 30% - 60% of NAV invested in Equities.


• 40%- 70% of NAV invested in Fixed Income Securities / Cash.

Some basic fees:

Fund Category / Type	-	Equity / Growth
Service Charge	-	6.50 % of Net Asset Value
Redemption Charge	-	Nil
Annual Management Fee	-	1.55% on Net Asset Value of the Fund
Annual Trustee Fee	-	0.07% based on NAV (min RM18,000 per annum)
Investors' Profile	-	This fund is suitable for investors who
		Are seeking a steady return with lower        volatility. than a pure equities mandate.   Have medium to long-term investment        horizon.
Switching Policy	-	Unlimited switching Frequency.   Switching from Syariah-based Fund to a conventional Fund is discouraged for Muslim unitholders.