Investment Objective

The Fund aims to give investors 100% capital protection and exposure to key global Islamic equities through an Islamic index portfolio. At the end of the Fund's maturity period, the Fund will return unit holders' initial capital plus returns from the offshore investments, if any.

All investment instruments of the Fund will be Shariah Compliant. Any material changes to the Fund's investment objectives will require unit holders' approval.

Investment Policies and Strategies

The Fund seeks to achieve its investment objective by investing in 3-year Ringgit denominated Islamic zero coupon negotiable instruments of deposits ("ZNIDs"). At inception, the Fund will invest at least 85% of the Fund's assets in ZNIDs which are issued at a discount by a consortium of banks of high investment grade. When the ZNIDs expire in 3 years, the ZNIDs will mature at a value equivalent to the initial capital value.

At the end of the maturity period, the Fund will return 100% of your initial investment amount. If you redeem your investments during the tenure of the Fund, units are redeemed at the current NAV, which may be less than your original investment and/or the NAV at the inception of the Fund. The Fund will only return 100% of the initial capital at the end of the 3-year tenure.

During the tenure of the Fund, the Fund seeks to achieve potential high returns by investing in call options where the underlying assets consist of an actively managed Islamic index and shariah approved fixed income instruments.

i. SGAM Baraka Option
Up to 10% of the Fund's NAV will be invested in an option portfolio. The issuer of the SGAM BARAKA option will be Societe Generale NV (SGA) and the manager of the underlying asset, the SGAM AI Baraka Index is by Societe Generale Asset Management (SGAM). The Index consists of 30 stocks which are filtered from a universe of 2000 Shariah stocks in the Dow Jones Islamic Market World Index. It is designed to outperform the Dow Jones Islamic Market World Index. The SGAM Baraka option will be based on the Islamic concept known as Arbun.

ii. Local Fixed Income Instruments
The Fund will also invest a portion into fixed income and money market instruments, to preserve capital gains and provide cash liquidity to meet any redemption.
As a true-to-label fund, the Fund will not, in respond to adverse market and other conditions, take temporary defensive positions that are inconsistent with the Fund's principle strategy. All Funds investment instrument will be Shariah compliant.

Asset Allocation:

ZNIDsAt least 85%
SGAM Baraka OptionUp to 10%
CashUp to 5%

Some basic fees:

Fund Category / Type	-	Fixed Income/Capital Protected
Service Charge	-	1.50% of the NAV per unit
Redemption Charge	-	Made before the 18th month from the Commencement Date   2.50% of NAV On or after the 18th month from the Commencement Datebut before Maturity Date   1.50% of NAV On Maturity Date   Nil
Annual Management Fee	-	1.00% per annum of the NAV of the Fund.
Annual Trustee Fee	-	0.08% of the NAV of the Fund or a minimum of RM18,000 per annum.
Investors' Profile	-	This fund is suitable for investors who
		Are seeking to preserve the value of their capital.   Want to participate and benefit from the potential upside of global Islamic equities.   Wish to diversify their investment locally and abroad.   Have low to moderate risk tolerance.
Switching Policy and Switching fee	-	Switching into the Fund is allowed during the offer period.