Privilege Banking
Deposits
Loans
Unit Trusts
  • Introduction
  • OSK-UOB
  • Pacific Mutual Fund Bhd
  • CIMB-Principal Asset Management Berhad
  • Prudential Fund Management Berhad
  • CIMB Wealth Advisor Berhad
  • RHB Investment Management Sdn Bhd
  • ING Funds Berhad
  • HLG Unit Trust Bhd
  • AmInvestment Services Berhad
UOB Bancassurance
Cards
Privilege Banking
Electronic Banking Services
Wealth Management
Structured Investment
Personal
Resources

Personal Banking > Unit Trusts > OSK-UOB > OSK-UOB Growth and Income Focus Trust


OSK-UOB Growth and Income Focus Trust
(OSK-GIFT)
Making your money work for you

This Fund's investment mandate permits dynamic allocation between small-cap equities and fixed income securities.

Its asset allocation can swing from an equity-biased portfolio to a conservative portfolio of predominately fixed income securities or strike a balance between both asset classes depending on prevailing market conditions.


A Fund that is In Tune with the Times.

Benefits of Dynamic Asset Allocation:

  • Opportunistic shifting among the asset classes by providing growth in market uptrend and capital preservation in a bearish market.
  • Asset allocation distribution is adjusted on a continuing basis in response to market and economic conditions, based on the Fund Manager's perception of the return potential and relative risk of each asset classes.

GIFT invests in equity small capitalized sector and fixed income securities in search of a consistent pattern of performance:

Investment Objective

This Fund aims to achieve maximum total returns through a combination of long term growth of capital and current income.

Investment Strategy

GIFT invests in equity small capitalized sector and fixed income securities in search of a consistent pattern of performance:

30% - 70 of Net Asset Value
- Investments in securities of companies with market capitalization of not more than RM750 million ("small cap securities").

30% - 70 of Net Asset Value
- Investments in fixed income securities, money market instruments, cash and deposits with licensed financial institutions.

The Fund is suitable for:

  • Investors who seek long term capital appreciation through investments in high growth potential small cap securities whilst requiring the flexibility of a conservative portfolio of fixed income securities in order to capitalize and adapt to prevailing market conditions.
  • Investors who are willing to accept slightly higher risk in their investments than normally associated with a general balanced fund in order to achieve long term capital growth and income.



Disclaimer

Investors are advised to read and understand the contents of the prospectus dated 7 January 2005, which has been registered with the Securities Commission who takes no responsibility for its contents, before investing. Amongst others, investors should consider the fees and charges involved. Investors should also note that the price of units and distributions payable, if any, may go down as well as up. Any issue of units to which the prospectus relates will only be made on receipt of a form of application referred to in the prospectus. A copy of the prospectus can be obtained from any of our offices listed below. The Manager wishes to highlight that past performance is no indication of future performance.




Home    Personal Banking    Business Banking    Corporate Profile
Contact Us    Privacy Policy    Terms and Conditions

Related Links
     • Rates & Prices



Copyright © 2008 United Overseas Bank. All rights reserved.