 |
What makes life so fulfilling? Seeing your dreams
come true! Be it financial freedom, a beach property, children’s education or retirement, dreams need belief,
discipline and financial resources to come true. While belief and discipline lies in the individual, you can
manage your wealth through strategic investment. |
Investing can be a tedious process. You need
to know how much risk you are willing to take, which will then determine your asset allocation. Time horizon plays
an important role too in investing. If your investment time horizon is short, you wouldn't invest all your funds
in high risk investment instruments like stocks. On the other hand, if your investment time horizon is long, you wouldn't
want to put all your money in Fixed Deposits because the returns may not keep pace with inflation. For a longer
investment time horizon, you can afford to start with higher-risk investments and when the time draws nearer to
your life goal, you would want to put a larger portion of your money in safer investment instruments, like bonds
or cash to preserve its value. You will agree that it will take a lot of time and effort to constantly monitor
your investments to ensure the right mix of assets in your portfolio.
UOB is proud to introduce the first investment of its kind that adjusts as you grow, keeping step with your
changing needs, priorities and investment horizon.
OSK-UOB GrowthPath Funds is an umbrella unit trust offering separate and distinct Portfolios,
each having its own investment objective, strategy and focus. The funds offer investors distinct asset allocation
investment strategies tailored to the time when they expect to begin withdrawing assets.
OSK-UOB GrowthPath Funds consists of :
- GrowthPath Today
- GrowthPath 2015
- GrowthPath 2025
How does GrowthPath funds work?
Starting with a mix of equities and bonds (geared towards when you need the money), our Fund Manager will gradually
shift the mix from higher-risk investments to lower-risk ones. Unlike investing in conventional funds, it can provide
diversification but their investment mix does not change with you as your time horizon and risk profile varies.
Therefore, GrowthPath funds help to maximise returns at an early stage, while preserving the value of your investment
as you grow.
By adjusting the mix of high and low-risk investments over time, it gives you the right balance of risk and return
for every stage of your life. And depending on when you need your money, there's a GrowthPath that's right for you.
Your future starts with the right investment mix
The first step in creating your GrowthPath portfolio is answering a key question:
When will you need your money?
Will it be in 10 years, when your kids are ready for college? Or 30 years, when you retire? Your answer will
determine the initial ratio of equities, bonds and money market instruments that you will hold.
Supporting your GrowthPath investments
This innovative investment is managed by OSK-UOB Unit Trust Management Bhd, a joint-venture company between the OSK Group and the UOB Group, Singapore was incorporated on 16 August 1995 with a current authorised and paid-up capital of RM10 million. The total funds under its management as at 29 February 2004 are in excess of RM1.39 billion. Although the Manager has been in the industry just over eight years, its personnel collectively have over 25 years of experience in the unit trust industry.
To discover more about GrowthPath funds, visit any UOB branch or call UOB 121 at 03-26128 121 (KL), 07-2881 121 (JB),
04-2401 121 (PG) for a Master Prospectus. Alternatively, you may
email uob121@uob.com.my
*Note: Terms & Conditions apply. |
Related Links
