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OSK-UOB
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OSK-UOB Capital Protected Equity Fund
OSK-UOB Capital Protected Equity Fund
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Making your money work for you
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Investment Objective
This Fund aims to provide capital appreciation over the medium term* whilst protecting investors' capital on the Maturity Date.* Note: "medium term" in this context refers to a period of 3 years.
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Investment Policies and Strategies
(1) Capital Protection: Fixed Income portion
The Fund will primarily invest such sum as necessary in 3-year Zero Coupon Negotiable Instruments of Deposits (ZNIDs) which upon the maturity of the Fund will achieve an amount equivalent to one hundred point seven five per centum (100.75%) of the Capital Raised. The capital protection covers the capital investment and the zero point seven five per centum (0.75%) sales charge payable by the investors.
(2) Fund's Returns: Equity portion
The remaining portion of the capital raised that is not invested in ZNIDs will be used to generate the Fund's returns and will be invested opportunistically in a portfolio of equities and / or derivatives of companies which have strong underlying growth potential and / or other collective investment schemes. In undertaking the Fund's investments, the Manager will invest in the domestic market as well as in the global markets with emphasis in the Asia Pacific region.
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Asset Allocation:
85% to 100% of NAV
 Investments in 3-year ZNIDs issued at a discount on the Commencement Date.
Up to 15% of NAV
Investments in equities and / or derivatives of companies which have strong
underlying growth potential and / or other collective investment schemes.
0.05% to 2% of NAV
Investment in liquid assets.
The above asset allocation is only indicative as the actual yield of the ZNIDs can only be determined at the Commencement Date. Information on the issuer of the ZNIDs and the level of investment in ZNIDs as at the Commencement Date of the Fund can be found on our website, www.oskuob.com.my within a week from the Commencement Date
Some basic fees:
| Fund Category / Type |
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Fixed Income fund (closed-ended) / Capital Protected Fund |
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| Service Charge |
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Up to 0.75% of investment amount. |
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| Annual Management Fee |
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0.75% of Net Asset Value before deducting the Manager's and Trustee's fees for that particular day. |
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| Annual Trustee Fee |
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Up to 0.08% of Net Asset Value before deducting the Manager's and Trustee's fees for that particular day, subject to a minimum of RM18,000 per annum (excluding foreign custodian fee and charges). |
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| Investors' Profile |
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This Fund is suitable for investors who: |
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- Have a very low risk tolerance;
- Seek capital protection;
- Seek capital appreciation;
- wish to participate in the potential gains from investing in the global markets in particular the Asia Pacific markets; and
- Have a medium term investment horizon.
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| Exit Fee |
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< 1 year - 1.50%
> 1 year < 2 years - 1.20%
> 2 years < 3 years - 0.90%
Maturity Date - Nil |
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| Disclaimer
Investors are advised to read and understand the contents of the Prospectus dated 1 August 2008, which has been registered with the Securities Commission who takes no responsibility for its contents, before investing. Amongst others, investors should consider the fees and charges involved. Investors should also note that the price of units and distributions payable, if any, may go down as well as up.
The capital protection only applies to investors who hold their investment until the Fund's Maturity Date. Any redemption before the Fund's Maturity Date will be based on the Net Asset Value of the Fund on the relevant Valuation Date and will be charged a repurchase charge, in which case the protection does not apply.
There may be dilution of performance due to the capital protection structure being in place, as compared to a conventional fund without capital protection.
Any issue of units to which the Prospectus relates will only be made on receipt of a form of application referred to in the Prospectus. A copy of the prospectus can be obtained from our office and all authorized agents or distributors of OSK-UOB Unit Trust Management Berhad.
The Manager wishes to highlight that past performance is no indication of future performance.
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