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Prudential's Islamic Funds: Dana Al-Islah, Dana Al-Ilham
Prudential's Islamic Funds: Dana Al-Islah, Dana Al-Ilham
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Making your money work for you
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In a diverse culture such as Malaysia, we understand that investment needs can sometimes extend beyond mere
levels of risk-return and investment horizons. Which is why we are pleased to offer two new funds that
cater to investors who are sensitive to Syariah requirements and those who just want an alternative form of
investment.
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PRUDana Al-Islah ("Islah" means
"improvement") This is an income fund that seeks to provide a stable income stream and an opportunity for
capital appreciation.
PRUDana Al-Ilham ("Ilham" means "inspiration") This is an equity fund
that seeks high capital appreciation* from Unit Trusts,which have the potential of substantial value of
appreciation.
The benefits of the PRUDana Al-Islah and PRUDana Al-Ilham
Adherence to Syariah Principles
The Funds invest in investments that adheres strictly to the Syariah Principles. Moreover, we are guided
and monitored by a panel of experienced Islamic advisors from the Islamic Banking and Finance Institute
Malaysia Sdn Bhd (formerly known as BIMB Institute of Research and Training Sdn Bhd).
Professional and Experienced Investment Managers
The Funds are managed by experienced fund management team of Prudential Unit Trusts Berhad that ensures
the Funds' investment strategies remain consistent with their respective objectives. The fund managers have
an added advantage by being able to leverage on the expertise and share investment ideas with their foreign
counterparts around the globe. With this backing of a global network, managers have at their disposal
expertise that spans 150 years.
Affordable investment amounts
The Funds allow you to draw on the expertise of professional fund managers for a minimum initial investment
of only RM1,000. Subsequent investments can be made at only RM100.
Flexible investment options
There are several ways you can invest:
- A single lump sum amount,
Regularly through cash payments, post-dated cheques or direct debit from the banks
Zakat payments
For the convenience of our Muslim unit holders, we provide a zakat payment service to add value to your
investment with us. This service is currently available for the First Holder of PRUDana Al-Islah and
PRUDana Al-Ilham. |
The Funds at a Glance
| Funds in the PRUIslamic Trust |
PRUDana Al-Ilham |
PRUDana Al-Islah |
| General Information |
| Trustee |
HSBC (Malaysia) Trustee Berhad (Company No. 001281-T) |
| Syariah Advisor |
Islamic Banking and Finance Institute Malaysia Sdn Bhd (formerly known as
BIMB Institute of Research and Training Sdn. Bhd) (Company No.340040-M) |
| Fund Category/ Type |
Islamic Equity/ Growth |
Islamic Balanced/ Income |
| Risk Barometer |
Moderate to High |
Low to Moderate |
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* High returns are generally associated with higher investment
risks.
| Funds in the PRUIslamic Trust |
PRUDana Al-Ilham |
PRUDana Al-Islah |
| Fees & charges |
| Sales Charge |
5% of Selling Price |
5% of Selling Price |
| Annual Management Fee |
1.5% on Gross Net Asset Value of the Fund |
1.5% on Gross Net Asset Value of the Fund |
| Annual Trustee Fee |
0.07% on Gross Net Asset Value of the Fund, subject to a minimum of RM18,000
and a maximum of RM35,000 |
0.1% on Gross Net Asset Value of the Fund, subject to a minimum of RM18,000
and a maximum of RM35,000 |
| Investors are advised to consider the fees and charges before
investing in the Funds |
| TRANSACTIONS |
| Minimum Initial Investment |
RM1,000 or such amount as the Manager may from time to time decide. |
| Minimum Additional Investment |
RM100 or such amount as the Manager may from time to time decide. |
| Initial Selling Price |
RM0.5000 per Unit |
RM0.5000 per Unit |
| Initial Offer Period |
The period of 21 days from the date of the first Prospectus (i.e. 14
August to 3 September 2002) |
| Minimum Redemption |
Nil |
Nil |
| Other Benefits |
| Zakat Payment Service |
Available for First Holder |
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A copy of the PRUIslamic Trust Prospectus dated 14 August 2002 has been registered with the Securities Commission, who takes no responsibility for its contents. The Prospectus is available from our office and all authorized agents/distributors of Prudential Unit Trusts Berhad. Please read and understand the contents of the Prospectus. The prices of units and distributions made, if any, may go down as well as up. Also consider the fees and charges involved before investing. Past performance of the Funds is no indication of their future performance. Units are issued upon receipt of a duly completed application form referred to in and accompanying the prospectus.
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Click here to read the Prospectus. |
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