Investors are advised to read and understand the contents of the Prospectus, which have been registered with the Securities Commission, who takes no responsibility for its contents. The prices of units and distributions made, if any, may go down as well as up. Investors should also consider the fees and charges involved before investing. Past performance of the Funds is no indication of their future performances. Units are issued upon receipt of a duly completed application form referred to in and accompanying the prospectus.