Whether it's for downpayment on a new house, a lucrative business opportunity or
investment, further education or even
home renovation you've been planning. No matter what's the reason, UOB Easi-Cash lets you have the extra money and freedom to do more.
Hassle-Free Application
Application for UOB Easi-Cash is no fuss at all. You simply do not require collateral or a guarantor. All you need to do is mail the application form along with your supporting documents and we will do the rest.
Flat Interest Rate at 0.9%* per month
Enjoy a flat interest rate at 0.9%* per month throughout your loan tenure. This means you need not be concerned over the fluctuating Base Lending Rate (BLR), now or in the future.
Flexible Loan Tenure
You have the option of choosing your loan tenure from 2 to 5 years. This gives you the freedom to plan and allocate your finances appropriately.
Flexible Loan Amount
You can choose from a minimum of RM5, 000 up to a maximum of RM50, 000 cash, or an amount that is up to 4 times your monthly income, whichever is lower.
FREE Optional UOB Credit Card
Get a free UOB Credit Card with UOB Easi-Cash and enjoy annual fee waivers for life by using your card. All you need to do is spend a minimum number of transactions each year.
*Round up to 1 decimal point - Interest rate is at 10.75 % p.a.
Flexible Repayment Schedule
Easi-Cash Amount
2 years
3 years
4 years
5 years
RM5,000
253.13
183.68
148.96
128.13
RM10,000
506.25
367.36
297.92
256.25
RM15,000
759.38
551.04
446.88
384.38
RM30,000
1,518.75
1,102.08
893.75
768.75
RM50,000
2,531.25
1,836.81
1,489.58
1,281.25
Documents Required
Salaried Employee
Self-employed
With Income Documents
Copy of I.C. (front & back)/ Passport
Latest 3 months Pay Slip
Latest Form B/ BE (with copy of tax payment receipt),
OR
Latest 3 months Bank Statements (show salary credit transaction), OR
EPF Statements (last 12 months)
Copy of I.C. (front & back)/ Passport
Latest Form B/ BE (with copy of tax payment receipt)
Latest 3 months Bank Statements (show salary credit transaction)
Business Registration Certificate Form 9/24/49
(3 years in same business)
With Other Bank Credif/ Charge Card
Copy of I.C. (front & back)/ Passport
Copy of Credit/ Charge Card(s)* (both sides)
* Principal cardholder only of local issuer (more than 1 year)
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