• Greater control of your personal finances with 2 NEW repayment methods besides standard principal + interest servicing.
  
  
• Graduated Payment. You can pay low monthly installments, which will gradually rise to match your projected increase income.



• Interest Servicing. You can service interest only for the first 2 years and then start paying the principal + interest installments.
  
  
• Flexible Repayments. You can pay at your convenience and choose to make monthly, fortnightly, weekly or daily repayments.



• Open Prepayments. You can pay more than your monthly installment for bigger savings on interest.



• Redraw Facility. You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason.



• Payment Holiday. You can forgo your monthly repayment during emergencies, festive seasons or any other occasions. Your repayment will be deducted from your redraw facility.



• Lower Repayments. You can enjoy lower repayments to better manage your finances by selecting a longer loan term of maximum 40 years or age 70. (*Terms & Conditions apply).



• Higher Margin of Finance to finance MRTA. You can secure up to 95% financing: inclusive of MRTA, which ensures your loved ones' well being in the event of total permanent disability or loss of life.



• All-inclusive service. You can request for us to handle everything, from application submission to delivering the documents to your doorstep.

How do I apply?

• Visit any UOBM branch nearest to you.

Where can I get more information?

• Get In Touch - Online Appointment Form
  
  
• Call our 24-hour UOB 121 Phone Banking at:
  
  Kuala Lumpur(6) 03-26128 121
  Penang(6) 04-2401 121
  Johor Bahru(6) 07-2881 121
  Kuching(6) 082-287 121
  Kota Kinabalu(6) 088-477 121
  
  
• Email us