• Automatic Overdraft of up to 70% of your Property Value. Your loan will be automatically convert into an overdraft line once your outstanding balance reaches 70% of your property value. What's more, you will enjoy the overdraft facility at housing loan interest rates, which is lower.



• Adjustable Repayments. You can service just the loan interest and pay the principal amount whenever you wish, upon reaching your overdraft line.



• Open Prepayments. You can make additional repayments at no penalty, to save more on interest, shorten your loan period and own your home faster.



• All-inclusive Service. You can request for us to handle everything, from application submission to delivering the documents to your doorstep.



• Quick Cash Access. You can enjoy quick access to cash via cheque book or ATM card to use in any way you please.



• Higher Margin of Finance to finance MRTA. You can secure up to 95% financing; inclusive of MRTA, which ensures your loved ones' well being in the event of total permanent disability or loss of life.



• Longer Loan Tenure. You can choose a longer loan term of maximum *40 years or age 70, whichever is earlier (*Terms & Conditions apply).

How do I apply?

• Visit any UOBM branch nearest to you.

Where can I get more information?

• Get In Touch - Online Appointment Form
  
  
• Call our 24-hour UOB 121 Phone Banking at:
  
  Kuala Lumpur(6) 03-26128 121
  Penang(6) 04-2401 121
  Johor Bahru(6) 07-2881 121
  Kuching(6) 082-287 121
  Kota Kinabalu(6) 088-477 121
  
  
• Email us