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With Wealth Management, you can :
- Build a foundational savings
- Manage risk and protect yourself and your assets
- Build an education fund for your children
- Manage tax efficiently
- Create an efficient investment portfolio
- Accumulate a retirement fund for you and your spouse
- Have an efficient wealth transfer tool via estate planning
UOB Wealth Management can assist you in setting your financial goals, prioritising
them and implementing the steps to reach them.
Cash Flow Management
Managing your cash in-flows and out-flows is a very basic fundamental for
you to gain insight of your financial position. In financial planning, we advise you to create an emergency fund of
3 to 6 months of your monthly salary. The emergency fund acts as a cushion in case you are hit by an emergency and
needed extra money.
UOB Wealth Management tool will be able to help you determine your current financial status and to help you set
aside money for protection and investments.
Investment Planning
When it comes to investing, you need to consider how much risk you can
afford to take. However, greater risk is often associated with higher return on your investment. As a wise investor,
you should diversify your investments across different asset classes to reduce risks.
UOB Wealth Management recognises that different people have different investment requirements and tolerance for risk.
We strive to bring you investment plans that will help maximise the potential returns on your investments while
constantly checking on your investment risk tolerance.
Education Planning
Your children deserves the best education that you can provide to secure
a better future and a great headstart in their career. It may not be a simple task as you will need to consider the
ever escalating tertiary education cost, how much fund you have currently and how much more you need to save for
them for their higher education.
UOB Wealth Management will help you answer some of these questions.
Protection Planning
Life, as they say, is fragile. No one knows when disasters will strike.
However, you can plan to have adequate protection by having life insurance, medical insurance or personal accident
insurance to ease your financial burden when you need it most.
We can provide specialist advice on the best
protection plans for you and your family.
Retirement Planning
For most of us, retirement is the stage in life where we are neither in
employment nor receiving regular income but instead are dependent on our nest egg or savings to enjoy the rest of
our lives. With the rising cost of living, statistics have shown that EPF alone is not sufficient for your
retirement.
Therefore, planning for your retirement life is crucial so that it would enable you to have a
lifestyle you have been accustomed to, as well as perhaps pursue, some of the interests that you haven't had the
time for previously.
Where can I get more information?
- Visit any UOB branch and talk to our Customer Sales Relation officer, or Call our 24-hour UOB 121 Phonebanking Service at:
Kuala Lumpur (6) 03-26128
121
Penang (6) 04-2401
121
Johor Bahru (6) 07-2881
121
Kuching (6) 082-287 121
Kota Kinabalu (6) 088-477 121
- Email us
- We will be happy to assist you. Together, we will make your dreams come true.
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