With Wealth Management, you can :

• Build a foundational savings
  
• Manage risk and protect yourself and your assets
• Build an education fund for your children
• Manage tax efficiently
• Create an efficient investment portfolio
• Accumulate a retirement fund for you and your spouse
• Have an efficient wealth transfer tool via estate planning

UOB Wealth Management can assist you in setting your financial goals, prioritising them and implementing the steps to reach them.

We offer a comprehensive range of wealth management services which are driven by your financial needs and objectives.

Cash Flow Management

Managing your cash in-flows and out-flows is a very basic fundamental for you to gain insight of your financial position. In financial planning, we advise you to create an emergency fund of 3 to 6 months of your monthly salary. The emergency fund acts as a cushion in case you are hit by an emergency and needed extra money.

UOB Wealth Management tool will be able to help you determine your current financial status and to help you set aside money for protection and investments.

Investment Planning

When it comes to investing, you need to consider how much risk you can afford to take. However, greater risk is often associated with higher return on your investment. As a wise investor, you should diversify your investments across different asset classes to reduce risks.

UOB Wealth Management recognises that different people have different investment requirements and tolerance for risk. We strive to bring you investment plans that will help maximise the potential returns on your investments while constantly checking on your investment risk tolerance.

Education Planning

Your children deserves the best education that you can provide to secure a better future and a great headstart in their career. It may not be a simple task as you will need to consider the ever escalating tertiary education cost, how much fund you have currently and how much more you need to save for them for their higher education.

UOB Wealth Management will help you answer some of these questions.

Protection Planning

Life, as they say, is fragile. No one knows when disasters will strike. However, you can plan to have adequate protection by having life insurance, medical insurance or personal accident insurance to ease your financial burden when you need it most.

We can provide specialist advice on the best protection plans for you and your family.

Retirement Planning

For most of us, retirement is the stage in life where we are neither in employment nor receiving regular income but instead are dependent on our nest egg or savings to enjoy the rest of our lives. With the rising cost of living, statistics have shown that EPF alone is not sufficient for your retirement.

Therefore, planning for your retirement life is crucial so that it would enable you to have a lifestyle you have been accustomed to, as well as perhaps pursue, some of the interests that you haven't had the time for previously.

Estate Planning

Many people are in pursuit of creating wealth but few want to think of what happens to all the wealth if they are struck with untimely death, illness or disability. Avoidance of estate planning leads to pain and suffering felt by your loved ones. The grief will be further aggravated by the need to untangle legal and administrative complications that will be heaped upon them. Therefore, estate planning is crucial for you to protect your assets and ensure a smooth distribution of your wealth to your loved ones.

Where can I get more information?

• Visit any UOB branch and talk to our Customer Sales Relation officer, or Call our 24-hour UOB 121 Phonebanking Service at:
  
  Kuala Lumpur(6) 03-26128 121
  Johor Bahru(6) 07-2881 121
  Penang(6) 04-2401 121
  
  
• Email us



• We will be happy to assist you. Together, we will make your dreams come true.