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UR-PLAN - Horizon
Wealth Management For Pre-Retirees

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Horizon
Wealth management for pre-retirees
Soon, you will be able to reward yourselves, take it easy, and do the things you've always wanted to. This is when you have both the time and the means to live out your dream. To take satisfaction in the way your family has grown through the years and truly enjoy each other's company - at last, without the kids. This is a truly fulfilling time, and even a time to explore new ways and options in investing and building wealth - with caution, of course - to ensure a secure and comfortable retirement ahead.
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Have you considered these questions?
Q1: As you approach the retirement stage in your life, have you thought of plans to enjoy a comfortable living, perhaps travelling to places you have always wanted to visit or pursuing a hobby that you never got round to in your busy days?
Q2: Would you have enough funds to ensure that after you retire, all your living expenses, healthcare needs and possible emergency situations would be well taken care of?
Q3: With retirement dawning, you'll have a lot of spare time to do all the things you never had time for with everyday work commitments. But have you wondered how to fund your retirement lifestyle?
This is not the time to risk your savings. Rather, it is a time to be more conservative, as you would not have the time to re-earn any loss that you could incur now. It would be wise to invest more in capital protected products or bond funds and income funds, and less in equity funds. To protect against any unforeseen eventualities and illnesses, you should also consider increasing your medical insurance cover.
This is also a time to think through your wealth distribution plans hence you may wish to consider will writing or trust services. This will give you true peace of mind.
Come visit our Customer Relationship Officers and let them give you a clear and fresh perspective on planning for yourself and your family, and on how to invest your extra cash and put you on the path to greater gains, financial growth and security. No matter which stage of life you are at.
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