UOB Credit Management Trainee Programme

Regardless of whether you have any banking experience or finance qualifications, the programme will provide and develop you with a strong foundation upon which you can embark on an exciting career in banking with UOB.

Because We Nurture Individuals...
The UOB CMT Programme is a 12-month stint to grow and nurture organically potential leaders. The programme comprises core training and on-the-job training, is structured to provide the CMTs with opportunities for accelerated learning and skills acquisition.

The objective of the programme is to groom you to be a Credit Specialist to provide financial advice and solution for the customers. The programme will equip you with the best practical aspects of our business which allow for progressive career development, aligned to meet the bank’s future growth.

At A Glance

Programme Snapshot

As part of UOB’s strong nurturing and continuous learning culture, training will be ongoing, and you will benefit from a highly supportive working environment as well as professional development. This will help cultivate specific skills required for success in the business unit; which will eventually groom you to assume roles in Business Banking, Commercial Banking or Corporate Banking.

How far do you really want to go?
- - UOB believes in pay-for-performance. Better performers will be rewarded with an accelerated career development path and remuneration packages.
Requirements
- - No more than one (1) year of work experience
  - Possesses a recognized university degree with at least Second Class Upper / CGPA of 3.0 and above
  - The competencies that UOB looks for in a Credit Management Trainee include:
    - REASON and ANALYSE situations and problems to identify key or underlying issues
    - CREATIVE and able to think outside the box and encourage others to try out new ideas
    - Captivate and convince target audience in one’s COMMUNICATION with them
    - TEAM PLAYER
    - LEARN, retain and apply new concepts in a useful and practical manner

Function

Business Banking
- - UOB Business Banking was setup as a dedicated business segment to cater business solutions for the unique needs and requirements of our SME customers through our wide range of products and services. In today’s rapidly evolving SME landscape, UOB Business Banking adapts quickly to meet our customers’ specific needs through solutions management and risk management with an unwavering commitment to meet the unique needs of our customers.
    
    Working in partnership with our customers, Business Banking builds rapport with our customers on both professional and personal levels. Providing the right business solution by understanding their needs sets us apart from our competitors.
    
    Today, UOB Business Banking is one of the fastest growing business segments. Join the winning team if you have the drive and passion to take up this challenge of the rapid evolving SME landscape and be part of Asia-Pacific’s premier bank where opportunities are aplenty.
Commercial Banking
- - Commercial banking has traditionally been a core business focus for UOB, with its roots in the early 1930s where it provided financing to the Singaporean businessmen. Today, Commercial Banking provides banking solutions to the small and medium enterprises (“SME”), delivering a comprehension suite of products and services to meet the diverse business and financial needs of our customers throughout the region with strong presence in China, Indonesia, Singapore and Thailand. This allows Commercial Banking to provide cross border financial solutions as we support our regional customers in their business growth and expansion in the region. Some of the products that Commercial Banking provides would include working capital, fixed asset financing, trade financing, equipment financing, accounts receivable, cash management services and treasury services. We also work closely with Government Agencies to reach out to the business community. In this respect, we have been recognised as the market leader in Government Assistance Schemes.
    
    Commercial Banking has been awarded the Best SME Banking by Asian Banker in 2010 and 2011. Being the best in SME banking in the region is testament of our service, commitment and long-term partnership with our customers.
Corporate Banking
- - Corporate Banking focuses on the cultivation and management of banking relationships with large private companies, public-listed companies on the Bursa Malaysia, multi-national companies with operations in Malaysia, government-linked companies’, statutory boards and government agencies.
    
    Working in a challenging and competitive environment, the team concentrates on achieving capital efficient business growth along with risk-based pricing as crafted under the Basel rules. We leverage off our vast regional and international business capabilities and successfully coordinated cross-border collaborations with customers to meet their regional business needs. Based on a holistic client coverage model and working intimately with the various product specialists, we strive to continue to provide comprehensive financial solutions to key corporate clients across geographies.