STAY INFORMED

Effective 1 October 2018, the UOB VOX Card will be rebranded as the UOB Visa Basic Card with a new card face visual.


For existing VOX Card customers, you may continue using your VOX Card without any disruptions. However, if you wish to replace your existing VOX card with the new card face, you may contact our Call Centre team to request for a card replacement.

UOB Contactless Transaction                                       FAQ

UOB Debit MasterCard Terms & Conditions                   ENGBM

UOB Debit MasterCard Product Disclosure Sheet            ENG | BM

Full Terms and Conditions : BMENG

Reducing Balance Full Terms and Conditions :  ENG BM

Fixed Pay Full Terms and Conditions :  ENG l BM

Plan25 26 27 Full Terms and Conditions : ENG |BM

Plan 11 12 Full Terms and Conditions : ENG |BM

  • Annual service tax of RM25 will be charged on each principal or supplementary credit or charge card.

  • For existing credit or charge cardholders, service tax of RM25 will be charged upon annual renewal of each principal or supplementary credit or charge card.

Campaign period: 1 September 2018 - 31 October 2018

Full Terms and Conditions: ENGBM

Full Terms and Conditions: ENGBM 

Effective 20th August 2018, all the UOBM Balance Transfer program maximum transfer amount will be up to 80% of their Credit Limit from their UOBM Credit Card Accounts. The maximum transfer amount capping of RM100,000 is no longer valid.  Other T&C apply.

Effective 1st August 2018, UOB YOLO card’s annual fee of RM90.00 will be revised to a monthly fee of RM7.50. The monthly fee of RM7.50 will be waived upon one (1) retail transaction made per calendar month.If there is no retail transaction made for that calendar month, RM7.50 will be charged in the following calendar month.

Effective 4th July 2018, UOB Malaysia lending rates and financing rates would be revised as follow:

Lending Rates

Base Rate

4.11% p.a.

Base Lending Rate

7.07% p.a

Financing Rates

Islamic Base Rate

4.11% p.a.

Islamic Base Financing Rate

7.07% p.a.

For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.86%. This package is subject to change from time to time.

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.

United Overseas Bank Limited (“UOB”), its branches in and outside Singapore and subsidiaries (“UOB Group entities”) are committed to complying with the sanctions laws and regulations (“sanctions laws”) passed by Singapore, the United Nations Security Council, the European Union and the U.S. Department of the Treasury’s Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities and non-compliance with relevant regulations may result in criminal liability, fines or to both.

As such, UOB Group entities do not and will not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories. Currently, sanctioned countries and regions are the Crimea region, Cuba, Iran, North Korea, Sudan and Syria.

By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanction laws and shall not use UOB Group entities, products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws.

Please be informed that effective from 30th June 2018, UOB Cardholders will no longer be rewarded with SMART$ Cash Rebates from any transaction(s) made at GSC counter(s) nationwide and the redemption process will cease at all counters.

All existing SMART$ Cash Rebates received and accumulated are not affected and are redeemable/accumulated at any other participating UOB SMART$ merchants nationwide.

Effective 25 April 2018, our benchmark Cost Of Fund (COF) reflects our internal marginal cost of funding new loans/financing comprises the 3 Month Kuala Lumpur Interbank Rate (KLIBOR) and marginal cost of raising funds from new fixed deposits.

In accordance to Bank Negara Malaysia (BNM) Reference Rate Framework, changes in the Base Rate (BR) methodology involves the choice of the benchmark COF, the triggers for a review of the BR, and the weights assigned to components used to construct the benchmark COF are subject to BNM’s approval.

Our BR, Base Lending Rate (BLR) and Base Financing Rate (BFR) will remain as below with the implementation of our new benchmark COF:

Lending Rates

Base Rate

4.00 % p.a.

Base Lending Rate

6.96% p.a.


Financing Rates

Islamic Base Rate

4.00 % p.a.

Islamic Base Financing Rate

6.96% p.a.

For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.75%. This package is subject to change from time to time.

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of loan/financing packages.

We have revised and amended our Privacy Notice and the Privacy Notice (PDPA-PN-003/18) will be effective as at (16 April 2018).

Visit our Privacy Notice, or visit any of our branches for more information.