News & Announcements

Effective 15th May 2019, UOB Malaysia lending rates and financing rates would be revised as follow:-

Lending Rates

Base Rate 3.86% p.a.
Base Lending Rate 6.82% p.a.

 

Financing Rates

Islamic Base Rate 3.86% p.a.
Islamic Base Lending Rate 6.82% p.a.

 

Example:
Indicative lending/financing rate for a standard home loan/ financing of RM350,000 with no-lock in period:

  Effective 15 May 2019
Reference Rate Base Rate/Islamic Base Rate = 3.86%p.a.
Interest/Profit Rate Base Rate/Islamic Base Rate + 0.75%p.a.
Effective Lending/Financing Rate 4.61%p.a.*

*For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.61%. This package is subject to change from time to time.

 

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.

Please be informed that Fixed Deposit Interest Rates will be revised respectively to the following:

Month / Bulan Existing Interest Rates (%p.a.) / Kadar Faedah Sedia Ada (% setahun) Revised Interest Rates (%p.a.) / Pindaan Kadar Faedah (% setahun)
1 2.95 2.70
2 3.00 2.75
3 3.05 2.80
4 3.15 2.90
5 3.15 2.90
6 3.15 2.90
7 3.25 3.0
8 3.25 3.0
9 3.25 3.0
10 3.25 3.0
11 3.25 3.0
12 3.25 3.0
13 to 23 3.35 3.10
24 to 47 3.45 3.20
48 to 59 3.55 3.30
60 3.65 3.40

Click here for the prevailing Fixed Deposit Interest Rates.

Terms and Conditions Governing Fixed Deposit.
ENG | BM

Please be informed that MEPS ATM Cash Withdrawal Fee for ONE Account and InvestPro Account (previously known as eAccount) will be revised respectively to the following:

Fees Amount
Cash withdrawal at MEPS Shared ATM Network (ATM owned by participating MEPS member bank) RM4.00 per transaction (Waived maximum up to 4x per month if you maintain minimum monthly average balance of RM10,000 in account)

Please be informed that Deposit Rates will be revised respectively to the following:

 

Passbook Savings

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.05 0.05
Up to RM100,000 0.20 0.20
Above RM100,000 0.75 0.50

 

Savings Plus

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM20,000 0.05 0.05
Up to RM50,000 0.10 0.10
Up to RM100,000 0.30 0.25
Up to RM150,000 0.30 0.25
Above RM150,000 0.65 0.40

 

InvestPro Account (previously known as eAccount)

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM5,000 0.05 0.05
Up to RM20,000 0.55 0.30
Up to RM50,000 2.90 2.65
Above RM50,000 3.40 3.15

 

ONE Account:

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
  Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM10,000 0.10 1.00 2.10 0.10 0.75 1.85
Next RM20,000 0.10 1.50 3.10 0.10 1.25 2.85
Next RM20,000 0.10 2.10 4.10 0.10 1.85 3.85
Above RM50,000 2.90 2.90 2.90 2.65 2.65 2.65

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month

N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month

 

Stash Account:

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
  Base Bonus Total Base Bonus Total
First RM5,000 1.00 0.00 1.00 0.75 0.00 0.75
Next RM5,000 1.00 0.00 1.00 0.75 0.00 0.75
Next RM10,000 1.00 2.50 3.50 0.75 2.50 3.25
Next RM30,000 1.00 2.50 3.50 0.75 2.50 3.25
Next RM50,000 1.00 3.00 4.00 0.75 3.00 3.75
Above RM100,000 3.00 0.00 3.00 2.75 0.00 2.75

 

ProSave Account-i

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
First RM5,000 0.75 0.50
Next RM5,000 0.75 0.50
Next RM10,000 2.00 1.75
Next RM30,000 2.75 2.50
Next RM50,000 3.20 2.95
Above RM100,000 3.25 3.00

 

i-Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.25 0.25
Up to RM100,000 0.55 0.30
Up to RM150,000 0.55 0.30
Up to RM300,000 0.75 0.50
Above RM300,000 0.85 0.60

 

 

Wealth Premium Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.30 0.25
Up to RM150,000 0.90 0.65
Up to RM200,000 1.20 0.95
Up to RM250,000 1.50 1.25
Above RM250,000 1.90 1.65

 

Privilege Account

Balance Tier Existing Interest Rates (%p.a.) Revised Interest Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.02 0.02
Up to RM800,000 1.10 0.85
Up to RM3,500,000 2.10 1.85
Up to RM10,000,000 2.50 2.25
Above RM10,000,000 2.90 2.65

 

Click here for the prevailing Savings Account Rates.

Click here for the prevailing Current Account Rates.

 

Terms and Conditions

Conventional ENG | BM

Islamic ENG

 

Protected by PIDM up to RM250,000 for each depositor

Dear Valued Customer, 

Please be informed that effective 1st June 2019, Mastercard Concierge Service for UOB Preferred Platinum Credit Card, Lady’s Classic Credit Card and Lady’s Platinum Credit Card will be discontinued.

Click here to view UOB Preferred Platinum Credit Card product features.

Click here to view UOB Lady’s Credit Card product features.

Please be informed that effective 1st July 2019, our Auto-Apportionment Payment service will be discontinued.

The system will no longer automatically apportion payments to your Principal and Supplementary card accounts carrying the same statement date.

You will be required to make separate payments to your respective accounts.

We apologize for any inconvenience caused.

Please find the summary of changes in the UOB ONE Credit Card Terms & Conditions for ease of reference:

 

Amendment to clause 1(c)

Amendment to clause 1(d)

 

Please click here for a copy of the revised UOB ONE Credit Card Terms & Conditions.

Please find the summary of changes in the UOB YOLO Credit Card Terms & Conditions for ease of reference:

  1. Amendment to clause 15
  2. Amendment to clause 16

Please click here for a copy of the revised UOB YOLO Credit Card Terms & Conditions.

Please be informed that our eAccount will be renamed InvestPro Account with effect from 13 May 2019.


Terms and Conditions

Savings Account ENG | BM

Dear customers,

Please be informed that with effect from 30 May 2019, the bill payment service below on UOB Personal Internet Banking (PIB) and UOB Mighty (mobile banking) will be discontinued:

UOB Personal Internet Banking UOB Mighty
Under ‘Pay and Transfer’ > ‘Other Bills’ or ‘Quick Pay’ > ‘Other Payments’ Under ‘Pay or Transfer’ > ‘My Billers’ > ‘Quick Pay’

To pay your bills, please use JomPAY on UOB Personal Internet Banking or UOB Mighty to make a one-time payment and/or set scheduled payment. With JomPAY, you can pay using your UOB Savings, Current or Credit Card accounts.

For billers that are not on JomPAY, please contact or visit the respective service provider’s website for alternative modes of payment.

Please be informed that Deposit Interest Rates will be revised respectively to the following:

 

eAccount:

Balance Tier Existing Interest Rates (%p.a.) Revised Interest Rates (%p.a.)
Up to RM5,000 0.05 0.05
Up to RM20,000 0.65 0.55
Up to RM50,000 3.00 2.90
Above RM50,000 3.50 3.40

 

ONE Account:

Balance Tier Existing Interest Rates (%p.a.) Revised Interest Rates (%p.a.)
  Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM10,000 0.10 1.18 2.28 0.10 1.00 2.10
Next RM20,000 0.10 1.68 3.28 0.10 1.50 3.10
Next RM20,000 0.10 2.28 4.28 0.10 2.10 4.10
Above RM50,000 3.00 3.00 3.00 2.90 2.90 2.90

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month

N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month

 

Wealth Premium Account

Balance Tier Existing Interest Rates (%p.a.) Revised Interest Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.30 0.30
Up to RM150,000 1.00 0.90
Up to RM200,000 1.30 1.20
Up to RM250,000 1.60 1.50
Above RM250,000 2.00 1.90

 

Privilege Account

Balance Tier Existing Interest Rates (%p.a.) Revised Interest Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.02 0.02
Up to RM800,000 1.20 1.10
Up to RM3,500,000 2.20 2.10
Up to RM10,000,000 2.60 2.50
Above RM10,000,000 3.00 2.90

 

Click here for the prevailing Savings Account Interest Rates.

Click here for the prevailing ONE Account Interest Rates.

Click here for the prevailing Privilege Account Interest Rates.

Click here for the prevailing Wealth Premium Account Interest Rates.

 

Terms and Conditions

Savings Account ENG | BM

ONE Account ENG | BM

Privilege Account ENG | BM

Wealth Premium Account ENG | BM

Please be informed that effective 1st June 2019, our PayOnline service will be discontinued and we will no longer be accepting payment for any bill(s) via PayOnline (“www.payonline.com.my”).

You may pay your bill(s) via JomPAY service (www.jompay.com.my) or visit the respective service provider’s website for the alternative modes of payment.

Thank you for your support of UOB PayOnline and we regret any inconvenience caused. Please click here for the FAQ.

Effective Date:

18 March 2019 for all new customers of UOBM

10 April 2019 for all existing customers of UOBM as at 18 March 2019

 

Click HERE for a copy of revised Terms & Conditions Governing Conventional Accounts & Services

Click HERE for a copy of revised Terms & Conditions Governing Islamic Accounts & Services

The UOB Debit Card Terms & Conditions, Product Disclosure Sheet and Transaction Limit changes will be revised with effect from 15 March 2019.

Please click here for a copy of the revised Terms and Conditions. 

Please click here for a copy of the revised Product Disclosure Sheet.

Please find the summary of changes in the Standard Terms and Conditions Governing Islamic Financing Facilities for ease of reference:

  1. Amendment to Clause 1.2;
  2. Amendment to Clause 1.6;
  3. Insertion of new Clause 2.4;
  4. Amendment to Clause 2.5;
  5. Amendment to Clause 5.2 (Takaful/Insurance);
  6. Amendment to Clause 8 (Prepayment);
  7. Amendment to Clause 10 (Profit/Commission/Fees/Charges (Where Applicable));
  8. Amendment to Clause 14 (Security Margin);
  9. Amendment to Clause 15.1 (Events of Default);
  10. Amendment to Clause 19 (Taxes, Duties, or Levies);
  11. Amendment to Clause 21.4 (Right of Set-Off);
  12. Amendment to Clause 35.6 (Notices);
  13. Amendment to Clause 37.1 (Agent For Service of Legal Process);
  14. Amendment to Clause 43 (Legal and Shariah Advice); and
  15. Amendment to Clause 46 (Definitions and Interpretation).

 

Please click here for a copy of the revised Standard Terms and Conditions Governing Banking Facilities.

United Overseas Bank Limited (“UOB”), its branches in and outside Singapore and subsidiaries (“UOB Group entities”) are committed to complying with the sanctions laws and regulations (“sanctions laws”) passed by Singapore, the United Nations Security Council, the European Union and the U.S. Department of the Treasury’s Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities and non-compliance with relevant regulations may result in criminal liability, fines or to both.

As such, UOB Group entities do not and will not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories. Currently, sanctioned countries and regions are the Crimea region, Cuba, Iran, North Korea, Sudan and Syria.

By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanction laws and shall not use UOB Group entities, products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws.