Elite Care Plan

  • Elite Care Plan

    Without Elite, your life is never complete

Overview

Introducing Elite Care Plan specially for UOB Credit/Debit Card customers; an all-encompassing Personal Accident insurance that provides more than just compensation as a result of injuries, disability or death. Its other benefits include:

  • Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accidental occurs during a national public holiday
  • Additional payout on Daily Hospital Income if hospitalization due to accidental bodily injury during a national public holiday (per day)
  • Snatch Theft Allowance
  • Medical Expenses for day care surgery
  • Up to 365 days Daily Income coverage for Hospital Income Benefit due to illness and accident
  • Broken or Fractured Bone due to accident
  • Bereavement Allowance
  • Credit Card Indemnity due to Long Hospitalisation if caused by Accident or Illness.
  • 15% Cash Back Renewal Bonus on premium paid

Choose now from 3 easy plans for peace of mind!

Benefits and Premium

Summary of Benefits and Premium

BENEFITS PLAN A PLAN B PLAN C
Accidental Death / Permanent Total Disablement (PTD) RM200,000 RM300,000 RM500,000
Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accident occurs during a national public holiday RM50,000 RM100,000 RM150,000
Daily Hospital Income due to accident per day up to 365 days per policy year RM500 RM750 RM1,000
Additional Payout on Daily Hospital Income if hospitalization (due to accidental bodily injury) during a national public holiday (per day) RM100 RM150 RM200
Daily Hospital Income due to illness per day up to 365 days per policy year RM50 RM75 RM100
Snatch Theft Allowance (Within Malaysia) RM1,000 RM1,500 RM2,000
Medical Expenses for day care surgery – due to accident RM2,000 RM3,000 RM4,000
Broken or Fractured Bone – due to accident
Schedule of Percentage payable:
  1. Neck, skull or spine - 100%
  2. Hip - 75%
  3. Jaw, pelvis, leg, knee or ankle - 50%
  4. Cheekbone or shoulder - 30%
  5. Arm, elbow or wrist or rib - 25%
  6. Nose or collar bone - 20%
  7. Finger, thumb, foot, hand or toe - 10%
Up to RM1,000 per incident Up to RM2,000 per incident Up to RM3,000 per incident
Bereavement Allowance – max 1 claim per policy year RM1,000 RM2,000 RM3,000

Credit Card Indemnity due to Long Hospitalisation (max 2 claims per policy year):

a) If caused by Accident 10% of the monthly credit card Statement Total Balance Due or up to RM100 (whichever is lower) 15% of the  monthly credit card Statement Total Balance Due or up to RM150 (whichever is lower) 20% of the  monthly credit card Statement Total Balance Due or up to RM200 (whichever is lower
b) If caused by Illness 5% of the  monthly credit card Statement Total Balance Due  or up to RM50 (whichever is lower) 10% of the  monthly credit card Statement Total Balance Due or up to RM75 (whichever is lower) 15% of the  monthly credit card Statement Total Balance Due or up to RM100 (whichever is lower)
c) Cash Back Renewal Bonus (on premium paid)

15% of premium paid

Eligibility

From attained age 18 to 60 years old for policy holder/insured spouse; 6 months to 18 years old for children (25 years old if studying in tertiary institutions).

Must be a UOB Credit/Debit Card customer.

Enrolment

Via UOB in-house Telemarketing Team

Underwritten by:

Prudential

This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.