Personal Protection

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    Protect yourself

Overview

In life you can't take anything for granted as the unforeseen may hit when you least expect it. So, equip yourself with our Personal Protection Insurance which protects you and your loved ones against any unpredictable circumstances. Act NOW! Choose from 3 easy plans, depending on your budget.

Benefits

  • Small investment for big assurance, from as low as 17 sen a day
  • 24-hour worldwide coverage
  • Hospital income up to 365 days
  • Visitors' travel allowance
  • Medical expenses including sinseh/traditional treatment
  • Rehabilitation benefit
  • Corrective dental & cosmetic surgery
  • Funeral allowance

Benefits and Premium

Summary of Benefits and Premium for the 3 Plans

BENEFITS AND TYPES OF PLAN SILVER
(RM)
GOLD
(RM)
PLATINUM
(RM)
Death or Permanent Disablement 50,000 100,000 200,000
Travel Allowance
We will reimburse RM200 per week for travelling expenses incurred by your immediate family when visiting you in the hospital*.
1,000 1,000 1,000
Medical Expenses
Medical expenses incurred as a result of an accident*
3,000 5,000 7,500
Rehabilitation Benefit
In the event of hospitalisation exceeding 7 consecutive days, an additional RM1,000 is made payable to you.
1,000 1,000 1,000
Funeral Allowance
Upon accidental death, we provide a lump sum allowance for funeral or cremation purposes.
3,000 4,000 5,000
Hospital Income (Per day, up to 365 days)
We provide you with an income for the duration you're hospitalised due to an accident.
50 75 100
Dental or Corrective Cosmetic Surgery 1,000 1,500 2,000
OCCUPATION PREMIUM**
(RM)
PREMIUM**
(RM)
PREMIUM**
(RM)
Class 1 & 2 63 115 207
Class 3 100 184 331

* Up to the specified limits on the policy.
** Premiums are exclusive of RM10 stamp duty. Premiums are for a period of 12 months.

Classifications of occupation as follows:

Class 1 - Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous environment.
Class 2 - Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3 - Professions and occupations involving manual work.

Eligibility

Adults between age 18 to 70 are eligible.

Enrolment

Complete the application form by:

  • Obtaining the form at any of our branches.

Underwritten by:

Prudential

This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Uni.Asia General Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.