PRUmy gift

  • prumy-giftprumy-gift

    Securing your legacy for your loved ones


The most precious gift you can give to your loved ones is protection from unforeseen events.

Your loved ones mean the world to you. You strive to always provide the best for them. Whether you want to ensure your loved ones receive the protection they deserve, or you wish to create a legacy which will be remembered, PRUmy gift will help you achieve your goals.


Protection that fits your needs

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Grow your wealth with potential returns

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Should the unexpected happen, PRUmy gift ensures that your loved ones are taken care of. A lump sum benefit will be paid in the event of death or TPD to help your loved ones in times of need.

Further enhance your protection by attaching optional riders:
Crisis Defender, Enhanced PRUpayor basic, Enhanced PRUpayor saver, PRUspouse payor basic and/or PRUspouse payor saver.

While providing the protection your family deserves, PRUmy gift also rewards you with the potential returns provided by the performance of our investment-linked funds at maturity.

No-Lapse Guarantee

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Your time is our priority

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Rest assured that your legacy will remain intact no matter how the market performs. As long as all premiums are paid up to date and no withdrawals are made, your policy will not lapse regardless of market conditions.

We understand that your time is precious. We make it our priority to underwrite your case - getting covered is now quicker and more convenient than ever.

What is PRUmy gift ?
PRUmy gift is a regular premium investment-linked plan.

In the event of Death, we will pay the higher of:

  • The current sum assured; or
  • The value of units in the Basic Unit Account (BUA) and Investment Unit Account (IUA)
    plus the value of units in the Protection Unit Account (PUA), if any.

In the event of Total and Permanent Disability (TPD) before age 70, we will pay the higher of:

  • The current sum assured; or
  • The value of units in the Basic Unit Account (BUA) and Investment Unit Account (IUA).
    The amount of TPD benefit is subject to a maximum of RM4 million per life on the sum assured.


Anyone between the ages of 19 to 70 next birthday can take up this plan.


Visit any UOBM Branch nearest to you

Underwritten by:


This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Brochure, Product Disclosure Sheet and Sales Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or Bank Representative who will perform a needs analysis and assist you in making an informed decision.

The above plans are underwritten by Prudential Assurance Malaysia Berhad (107655-U). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Berhad’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

Prudential Assurance Malaysia Berhad (PAMB) is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by PAMB are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of coverage, please obtain a PIDM information brochure from PAMB or visit the PIDM website or call the PIDM toll free line (1-800-88-1266).