Basic Current Account / Basic Current Account-i

Fees Amount / Rate
Stamp Duty on Cheque book (50 leaves) RM7.50

Half-Yearly Service Charge

• Borrowing Account with average balance < RM1,000


Close account within 3 months of opening RM20.00

Option 1 : No Annual Fee on ATM card

• 1st 6 over-the-counter transactions
Next over-the-counter transaction


• 1st 8 ATM cash withdrawals
Next ATM cash withdrawal
• First 2 Interbank GIRO transactions
Interbank GIRO transactions
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Option 2: Annual Fee on ATM card

• ATM cash withdrawal / over-the-counter transactions

Option 3: For Senior Citizens with no annual fee on ATM card

• 1st 16 over-the-counter transactions


• Next over-the-counter transaction RM1.06*
• ATM cash withdrawal / over-the-counter transaction RM1.06*
Application for Temporary Excess processed (for Islamic Accounts) RM106.00* per application
Ta'widh on outstanding excess amount (for Islamic Accounts) Based on prevailing Islamic Interbank Money Market (IIMM) rate

Overdraft Interest (For Conventional Accounts)

• Excess overdraft interest charge


3.50% + Prescribed Rate
• Minimum Interest charge RM10.00
Stop Payment Instruction RM10.60* per cheque

Outward returned Cheque

• Due to insufficient fund


RM106.00* per Cheque
• Stop payment cheque with insufficient fund RM106.00* per Cheque

Audit Confirmation fee per financial year

• For last financial year


• For other financial years RM53.00* (For every year)
Service charge on destruction of uncollected cheque book RM10.60* per book
Cheque encashed by non-nominated persons RM3.18 per cheque
Stamp duty on Oral/Fax Indemnity RM10.00
Stamp duty on Account Mandate RM10.00
Service charge on closure of dormant Current Account with balance ≤ RM10 Full amount*

* Effective 1st April 2015, these fees and charges are inclusive of GST at 6%.