Basic Current Account / Basic Current Account-i

Fees Amount / Rate
Stamp Duty on Cheque book (50 leaves) RM7.50

Half-Yearly Service Charge

• Borrowing Account with average balance < RM1,000


Close account within 3 months of opening RM20.00

Option 1 : No Annual Fee on ATM card

• 1st 6 over-the-counter transactions
Next over-the-counter transaction


• 1st 8 ATM cash withdrawals
Next ATM cash withdrawal
• First 2 Interbank GIRO transactions
Interbank GIRO transactions
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Option 2: Annual Fee on ATM card

• ATM cash withdrawal / over-the-counter transactions


Option 3: For Senior Citizens with no annual fee on ATM card

• 1st 16 over-the-counter transactions


• Next over-the-counter transaction RM1.00
• ATM cash withdrawal / over-the-counter transaction RM1.00
Application for Temporary Excess processed (for Islamic Accounts) RM100.00 per application
Ta'widh on outstanding excess amount (for Islamic Accounts) Based on prevailing Islamic Interbank Money Market (IIMM) rate

Overdraft Interest (For Conventional Accounts)

• Excess overdraft interest charge


3.50% + Prescribed Rate
• Minimum Interest charge RM10.00
Stop Payment Instruction RM10.00 per cheque

Outward returned Cheque due to insufficient fund

RM100.00 per Cheque

Audit Confirmation fee per financial year

• For last financial year


• For other financial years RM50.00 (For every year)
Service charge on destruction of uncollected cheque book RM10.00 per book
Cheque encashed by non-nominated persons RM3.00 per cheque
Stamp duty on Oral/Fax Indemnity RM10.00
Stamp duty on Account Mandate RM10.00
Service charge on closure of dormant Current Account with balance ≤ RM10 Full amount