Interbank GIRO

Fees Amount / Rate
Internet Banking / Mighty Bank (mobile banking) ATM Over-the-counter

Interbank GIRO

• Standard Fee for all accounts

 

RM0.10* / transaction

 

RM0.10* / transaction

 

RM1.00* / transaction
• Senior Citizens / Disabled Person RM0.10* / transaction RM0.10* / transaction Free
eAccount FREE RM0.10* / transaction RM5.00* / transaction
Daily Transaction Limit Up to RM50,000 per day Up to RM20,000 Up to RM1,000,000

Payment Reference

• Availability of payers' names and payment references in beneficiaries' bank statement

 

Available

 

Available

 

Available
• Availability of beneficiaries' names and payment references in payers' bank statement Not Available Not Available Not Available
Future-Dated Payments Available Not Available Not Available
Operating Hours 24-hours 24-hours Banking Hours

* Effective 1st June 2018, these fees and charges are inclusive of GST at 0%.

Funds Availability
Payment Initiated by Customer ^Funds Received by Beneficiaries ^Refund for Unsuccessful Transactions
Business Days
(Mon - Fri)
Before 5.00 a.m.
5.01 a.m. - 8.00 a.m.
8.01 a.m. - 11.00 a.m.
11.01a.m. - 2.00 p.m.
2.01p.m. - 5.00 p.m.
After 5.00 p.m.
Non Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
Same Business Day By 11.00 a.m.
By 2.00 p.m.
By 5.00 p.m.
By 8.20 p.m.
By 11.00 p.m.
Next Business Day By 11.00 a.m.
Next Business Day By 11.00 a.m.
By 5.00 p.m.
By 8.20 p.m.
By 11.00 p.m.
By 11.00 a.m., next business day
By 5.00 p.m.
By 5.00 p.m.
By 5.00 p.m.

^ Under normal circumstances.