Financing

Fees Amount / Rate
For iHL Package  
• Transaction Fee (when exceed 2 times a month) RM5.00* per trans
• OD Account Annual Maintenance Fee RM120.00*
For iRL Package  
• One time processing fee RM200.00*
• Transaction Fee (when exceed 2 times a month) RM5.00* per trans
• OD Account Annual Maintenance Fee RM120.00*
For Flexi-Mortgage Account  
• One time processing fee RM200.00*
• Annual Account Maintenance Fee RM120.00*
Late charge on loan accounts 1% p.a. to be calculated on daily rest on the overdue instalment amount
Late Payment Charges on financing accounts For in tenure: 1% p.a. to be calculated on daily rest on the overdue instalment amount. 1% (non-compounding)

For After Tenure: Islamic Interbank Money Market (IIMM) rate applies
Commitment fee on unutilized overdraft limit Up to 1%
Admin charge on each redemption statement  
• Individual customer (For EPF withdrawal) RM20.00*
• Individual customer (For Non- EPF withdrawal) RM50.00*
Annual postage charge on foreign mailing address RM70.00
Redraw Fee  
• Consumer loan account RM 50.00*
• Commercial loan account up to RM200.00*
Admin charge on Reminder Letter  
Agency Fee (Wakalah Fees) RM50.00**
Processing Fee / Set-up Fee • RM200 (only applicable for Commercial properties)
• RM500 (Foreigners applicant)
Service Charge imposed during redemption RM50
Ad-Hoc statement request RM5.00 to RM10.00
Retrieval / Photocopy of security documents • RM10.00 per document per copy for non-CTC
• RM15.00 per document per copy for CTC

* Effective 1st June 2018, these fees and charges are inclusive of GST at 0%.
** This fee is only applicable to Islamic Banking products/services