Stay Informed

  • Annual service tax of RM25 will be charged on each principal or supplementary credit or charge card.

  • For existing credit or charge cardholders, service tax of RM25 will be charged upon annual renewal of each principal or supplementary credit or charge card.

United Overseas Bank Limited (“UOB”), its branches in and outside Singapore and subsidiaries (“UOB Group entities”) are committed to complying with the sanctions laws and regulations (“sanctions laws”) passed by Singapore, the United Nations Security Council, the European Union and the U.S. Department of the Treasury’s Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities and non-compliance with relevant regulations may result in criminal liability, fines or to both.

As such, UOB Group entities do not and will not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories. Currently, sanctioned countries and regions are the Crimea region, Cuba, Iran, North Korea, Sudan and Syria.

By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanction laws and shall not use UOB Group entities, products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws.

Effective 1 January 2019, no interest/profit portion of the Murabahah Sale Price will be paid for FD / FD-i* premature withdrawals regardless of placement date. Premature withdrawals made before 1 January 2019 will not be affected by this revision.

Should your require further clarification or assistance, please do not hesitate to contact your respective home branches.

*In this regard, you agree to waive your rights to claim full Murabahah Sale Price and grant the Bank the full rebate (Ibra’) on the profit of the Murabahah Sale price.


Kuala Lumpur, Malaysia, 31 May 2018 – United Overseas Bank (Malaysia) Bhd (UOB Malaysia) today announced it will partner with Modalku Ventures Sdn Bhd (Funding Societies), a regional peer-to-peer (P2P)[1] digital financing platform, to connect start-ups and small businesses[2]  with alternative financing options to help them progress faster through different stages of growth. Through the partnership, start-ups and UOB Malaysia’s small business customers[3] can access Funding Societies’ global investor network to raise additional working capital. UOB Malaysia’s customers will be able to raise up to RM500,000 in capital directly from individual and institutional investors using Funding Societies’ online P2P platform without the need to pledge collateral.

Mr Raymond Chui, Executive Director and Country Head of Business Banking at UOB Malaysia, said that the partnership with Funding Societies reinforces the Bank’s commitment to support Malaysia’s small businesses as they progress through different stages of growth. 

“At UOB Malaysia, we have a deep understanding of the opportunities and challenges that small businesses face and the support they require. We recognise that businesses in the early stages of growth can sometimes find it difficult to gain access to additional working capital due to a lack of collateral, credit history, or business track record. By working with Funding Societies, we can offer new business owners who are just starting out a viable alternative to traditional bank loans.

“Our teams will also help businesses improve productivity by providing scalable digital solutions that help streamline and automate their administrative systems and processes. As these businesses increase in scale and establish a track record, we will be able to extend a wider range of term-financing solutions to them. This ensures we can help companies to progress through different stages of growth more rapidly,” Mr Chui said.  

Mr Ryo Gim, Business Development Director of Funding Societies Malaysia, said the partnership with UOB Malaysia will help build greater awareness of P2P lending with Malaysia’s start-ups and small business owners.

“Since we launched the Funding Societies platform in February 2017, we have grown from strength to strength. We have so far disbursed more than RM40 million in financing to businesses while maintaining a zero per cent default rate and serving more than 10,000 investors.

 “As P2P financing is still in its early stages of development in Malaysia, we have focused on and will continue to focus on building greater awareness among Malaysian business owners on how Funding Societies complements the traditional banking sector. We are here to provide short-term collateral-free financing solutions for small and medium-sized enterprises to expand their business or to support them through challenging times,” Mr Gim said.

 SMEs who are interested to learn more about the alternative funding opportunities provided by UOB Malaysia and Funding Societies can visit UOB Malaysia branches nationwide for more information.

[1] Peer-to-peer lending, or P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers.

[2] UOB Malaysia defines its small business customers with RM40 million turnover and below.

[3] UOB Malaysia defines startups as businesses which are registered and have been in operation for less than three years.

Please be informed that effective 6 February 2018, the Fixed Deposit interest rates and Fixed Deposit-i profit rates will be revised to the following:

Month / Bulan

Existing Interest Rates (%p.a.) /
Kadar Faedah Sedia Ada (% setahun) 
Revised Interest Rates (%p.a.) /
Pindaan Kadar Faedah (% setahun)





































13 to 23



24 to 47



48 to 59







Terms and Conditions Governing Fixed Deposit: ENG | BM

Dear Valued Customer,

In line with our commitment to serve you better as our valued customers, we have specially set up our new Loan / Financing Service Centres in Kuala Lumpur and Selangor to handle your loan/financing related matters.

Please be advised that your loan / financing account that is currently maintained at below branch will be serviced by the new Loan / Financing Service Centre located at the following premises:-

Existing Account Branch

Loan / Financing Service Centre Effective Date

248 – KL Main
318 – Jalan Sultan Ismail
381 – Medan Pasar
382 – Jalan Pudu
383 – Jalan Imbi

1st Floor, 408-410,
Jalan Pudu,
55100 Kuala Lumpur.

Contact No:
+603-9221 0068

Business hours:
Monday to Friday 9.30am – 4.00pm
Closed on Saturday, Sunday and Public Holidays

2 January 2018

329 – USJ Taipan
375 – Kota Damansara
376 – Kepong

No. 7, Jalan USJ 10/1,
USJ Taipan Triangle,
47620 UEP Subang Jaya,

Contact No:
+603-5565 2060

Business hours:
Monday to Friday 9.30am – 4.00pm
Closed on Saturday, Sunday and Public Holidays

15 January 2018

328 – Shah Alam
343 – Klang
362 - Ijok

Wisma UOB,
2108, Jalan Meru,
41050 Klang,

Contact No:
+603-3361 2000

Business hours:
Monday to Friday 9.30am – 4.00pm                     
Closed on Saturday, Sunday and Public Holidays

15 January 2018

332 – Ampang
333 – Puchong
339 – Cheras
346 – Jalan Othman
347 – Jalan Tengah
387 – Damansara Uptown

6, Jalan Kenari 5,
Bandar Puchong Jaya,
47100 Puchong,

Contact No:
+603-8062 0021

Business hours:
Monday to Friday 9.30am – 4.00pm

Closed on Saturday, Sunday and Public Holidays
5 February 2018

For your added convenience, you do not need to visit our branch for the following inquiries:

  • Redemption / Early Settlement
  • Prepayment
  • Interest / Profit Rate Charged
  • Monthly Instalment
  • Overdue Payment
  • Outstanding Balances
  • Loan / Financing Transactions

You may call our 24-hours Call Centre at +603-2612 8121, our Customer Services Representatives will be pleased to assist you. Alternatively, you can contact us via email at

Monthly repayments/payments can still continue to be made at any UOB Branch Self-Service Banking terminals, UOB Personal Internet Banking or our newly launched UOB Mighty, an all-in-one mobile banking app.

Thank you for your support and we look forward to be of service to you.

The Special Deposit Facility (“SDF”) introduced by Bank Negara Malaysia (“BNM”) to facilitate the conversion of export proceeds by resident exporters in December 2016 will be withdrawn by 31 December 2017.

After which, new export proceeds conversion will not be eligible to be credited into the SDF. Any outstanding balances in the SDF will earn a return rate at 3.10% p.a. up to 31 March 2018.

Should you require further clarification or assistance, please do not hesitate to contact your respective home branches.

United Overseas Bank (Malaysia) Bhd (UOB Malaysia) is a participating financial institution of Bank Negara’s Disaster Relief Facility 2017. The facility is available to all small and medium enterprises (SMEs) affected by the floods in the northern states of Peninsular Malaysia.

Under this facility, SMEs can apply for financing facilities with UOB Malaysia at a concessionary rate to help finance the repair, purchase or replacement of assets that have been damaged by the floods. Financing is also available to SMEs in need of working capital. The Disaster Relief Facility 2017 is available to Malaysian SMEs affected in the districts identified by Agensi Pengurusan Bencana Negara as flood disaster areas.

For more information, please contact the UOB Malaysia Customer Services helpline at 03-2612 8121 or visit our branch nearest to you. Applications for the Disaster Relief facility are open until 31 May 2018.

  • FCCA is an interest-bearing and non-chequeing account in foreign currency.
  • It cannot be overdrawn and cannot be linked to any ATM/Debit card.
  • Interest is paid at the end of each month, subject to maintaining the minimum average monthly balance as below:


USD 50,000


AUD 50,000 3,000
HKD 150,000 10,000
GBP 10,000 1,000
EUR 50,000 2,000
NZD 50,000 3,000
SGD 50,000 5,000

For more information on Foreign Currency Call Account, please click here.