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HTG by BNM

High Tech & Green Facility (HTG)

HTG is designed to help SMEs grow their businesses and invest in strategic sectors and technology fields (digital tech, green tech and bio tech).

Features

  • Features / Criteria
  • Description
Features / Criteria Description
Product Type
  • Available under Term Loan only
Eligibility / Criteria
  • Malaysian SMEs* in the following sectors: Manufacturing • Electrical and Electronics (E&E) • Chemicals • Refined petroleum • Machinery and Equipment (M&E) • Medical devices & pharmaceuticals • Automotive and transport equipment (including aerospace; vehicle and parts manufacturers) Services • Information and Communication Technology (ICT) • Research and Development OR
  • Businesses involved in providing technology solutions: Green technology • Renewable energy & energy efficiency • Transportation
       - Clean transportation, electric vehicle, battery development • Natural resources
       - Sustainable water and waste management
       - Aquatic conservation and pollution prevention • Circular economy
       - Reusing, recycling and remanufacturing
       - Repurposing of stranded assets • Agritech
       - Precision and automated farming
       - Vertical farming
       - Farming using drones, IoT and big data analytics • Low carbon technologies
       - Low carbon-emitting technologies (Carbon, capture, utilisation and storage (CCUS), low carbon hydrogen) Digital and 4IR technology • Smart manufacturing (IoT solutions) • Artificial Intelligence (AI) • Big data analytics • Virtual/ Augmented reality • Robotics • Drone technologies • Connectivity and distributed infrastructure (5G, blockchain, cloud computing) • 3D printing • Software development (digital healthcare technology, e-commerce, fintech and payment platform, gaming mobility solutions) Biotechnology • Neurotechnology • Biohealth (genetics) • Biosciences (crop and yield improvement) *At least 51% shares held by Malaysians and as defined by SME Corporation Malaysia’s Guideline for SME Definition
Financing Size
  • Up to RM1 million
Tenure
  • Up to 5 years
Financing Rate
  • 4.00% p.a. (inclusive of guarantee fee)
Guarantee Coverage
  • Up to 90%* guarantee coverage by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) with 0.5% guarantee fee *Subject to SJPP’s approval
Availability
  • Available until full utilisation of the fund allocation
Features / Criteria
Product Type
Eligibility / Criteria
Financing Size
Tenure
Financing Rate
Guarantee Coverage
Availability

How to Apply

All loan applications are subject to the necessary credit review and approval by United Overseas Bank (Malaysia) Bhd (Reg. No. 199301017069 (271809-K)) ("UOB") according to the UOB's credit policy and product guidelines. For full PDS, please refer to the following: ENG | BM


Email businessbanking.servicecentre@uob.com.my

or

Call the Business Engagement Team hotline at 03-2616 6800
(Monday to Friday 9.00am to 5.30pm)
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