PIDM Deposit Insurance

  • pidmpidm

    Keeping your deposits safe

Deposit insurance is a system that is established by the Government to protect depositors against the loss of their insured deposits placed with banks in the unlikely event of a bank failure. The deposit insurance system also aims to enhance the consumer protection framework and promote financial system stability.

The deposit insurance system in Malaysia was launched in September 2005 and is administered by Perbadanan Insurans Deposit Malaysia (PIDM). PIDM is a Government agency established under the Malaysia Deposit Insurance Corporation Act 2005.

With the introduction of a deposit insurance system in Malaysia, depositors receive protection for their deposits with banks and/or financial institutions. Depositors will know how and when reimbursement of their deposits will be made in the event of a bank failure.

The following are deposit accounts held by or for an individual, company or NGO which will be insured up to the limits specified in the Malaysia Deposit Insurance Corporation Act 2005.

No. Name of Deposit Type Deposit Type Currency Product Code
1 Basic Current Account Demand Deposit Ringgit 0226CR0100000001
2 Basic Savings Account Savings Deposit Ringgit 0226CR0200000004
3 Current Account – Chequeing Demand Deposit Ringgit 0226CR0100000002
4 eAccount Savings Deposit Ringgit 0226CR0200000005
5 FD Plus Fixed Deposit Ringgit 0226CR0300000002
6 Fixed Deposit Fixed Deposit Ringgit / Foreign 0226CR0300000001
7 Flexi Mortgage Demand Deposit Ringgit 0226CR0100000004
8 Foreign Currency Time Deposit Fixed Deposit Foreign 0226CF0300000001
9 FunSavers Account Savings Deposit Ringgit 0226CR0200000003
10 FX Short Term Deposit Short Term Deposit Foreign 0226CF0700000001
11 Housing Developer Account Demand Deposit Ringgit 0226CR0100000006
12 i-Account Demand Deposit Ringgit 0226CR0100000008
13 i-Account (Fixed Deposit) Fixed Deposit Ringgit 0226CR0300000006
14 i-Account For Organisation Demand Deposit Ringgit 0226CR0100000009
15 i-Account For Organisation (Fixed Deposit) Fixed Deposit Ringgit 0226CR0300000007
16 Investment Foreign Currency Call Account Demand Deposit Foreign 0226CF0100000004
17 Investment Global Currency Premium Account Demand Deposit Foreign 0226CF0100000002
18 Money Market Deposits Short Term Deposit Ringgit 0226CR0700000001
19 Non-Chequeing Account Demand Deposit Ringgit 0226CR0100000005
20 Overnight Deposit Service Demand Deposit Ringgit 0226CR0100000003
21 Passbook Savings Account Savings Deposit Ringgit 0226CR0200000001
22 Privilege Account Demand Deposit Ringgit 0226CR0100000010
23 Savings Plus Savings Deposit Ringgit 0226CR0200000006
24 Trade Foreign Currency Call Account Demand Deposit Foreign 0226CF0100000003
25 Trade Global Currency Premium Account Demand Deposit Foreign 0226CF0100000002
26 UOBM Principal Guaranteed Callable Range Accrual Structured Investment Series 5 Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000022
(Matured)
27 UOBM Principal Guaranteed Callable Range Accrual Structured Investment Series 6 Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000026
(Matured)
28 UOBM Principal Guaranteed Callable Range Accrual Structured Investment Series 8 Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000038
(Matured)
29 UOBM Principal Guaranteed Gaming Titan Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000015
(Matured)
30 UOBM Principal Guaranteed 3 Years China Outperformance Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000016
(Matured)
31 UOBM Principal Guaranteed 2 Year Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000021
(Matured)
32 UOBM Principal Guaranteed 18 Months USDCNH Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000023
(Matured)
33 UOBM Principal Guaranteed 5-Year Commodity Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000028
34 UOBM Principal Guaranteed 1 Year USDCNH Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000029
(Matured)
35 UOBM Principal Guaranteed 5-Year Commodity Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000030
36 UOBM Principal Guaranteed 3-Year Chinese Banking Stocks Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000031
37 UOBM Principal Guaranteed 3-Year Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000032
38 UOBM Principal Guaranteed USDCNH Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000033
(Matured)
39 UOBM Principal Guaranteed 3-Year Digital Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000034
(Matured)
40 UOBM Principal Guaranteed 3-Year Equity Daily Range Accrual Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000043
41 UOBM Principal Guaranteed EPFR Multi Asset Long Only 5% Volatility Target Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000044
42 UOBM Principal Guaranteed EPFR Multi Asset Long Only 5% Volatility Target Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000046
43 UOBM Principal Guaranteed EPFR Multi Asset Long Only 5% Volatility Target Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000045
44 UOBM Principal Guaranteed EPFR Multi Asset Long Only 5% Volatility Target Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000047
45 UOBM Principal Guaranteed EPFR Multi Asset Long Only 5% Volatility Target Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000048
46 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000049
47 UOBM Principal Guaranteed Structured Investment Linked to EPFR Multi Asset Long Only 5% Volatility Target Index Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000050
48 UOBM Principal Guaranteed Structured Investment Linked to EPFR Multi Asset Long Only 5% Volatility Target Index Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000051
49 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000052
50 UOBM Principal Guaranteed 5-Year Commodity Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000053
51 UOBM Principal Guaranteed 5-Year Commodity Index Structured Investment Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000055
52 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000054
53 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000056
54 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000057
55 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000058
56 UOBM Principal Guaranteed Structured Investment Linked to PIMCO Funds Global Investors Series PLC - Income Fund Investment Linked to Derivatives Offered / Structured Product Ringgit 0226CR1200000059
57 Wealth Premium Account Demand Deposit Ringgit 0226CR0100000011
58 ONE Account Savings Deposit Ringgit 0226CR0200000010